I voted yes because I could pay off my bills and travel, if only for a year. It would be fun! You can’t take back travel.
I lost most of my stuff not too long ago. Starting over sucks. But since I don’t have much to lose, I’d go for having money for a year. In that year I’d like to think that I’d be able to use the money in ways that would make my life better for when the money is gone. So like, if I couldn’t buy a new car and keep it, maybe I could just make sure the car I have got fixed up really good. And things like laser eye surgery and cosmetic dentistry really can’t be taken away.
The day after the money disappeared would suck, but life’s too short to turn down something so fun.
This reminds me – there’s a room at the Hard Rock Hotel in Vegas that has a pool table and a bowling alley in it. $10,000 per night. I’ve always said, “Someday, somehow.” That would solve THAT problem. Hell, I’d spend a week. 
Obviously, if you’re going to have a butler and a chauffeur and groundskeeper and a crew on your yacht, you’re going to be needed to give these people money. And that money isn’t going to be taken back at the end of the year.
But if you give your mother a BMW, that’s going to get taken back. Same thing with any “gifts” that are intended as pre-payments for future favors.
Think of it like a Cinderella rule. You got to go the ball but everything else turned back into pumpkins.
I’m going with the travel plan. There are a million places I’d love to see and the freedom to go and take as many of my friends as I wanted would be awesome. Can I keep my photos if I store them on the server I have already? I would really hate to lose a year of photos, any year, not just the rich year althought that one would be particularly painful.
It would be fun to just blow money indiscriminately a la “Brewster’s Millions” (c’mon who hasn’t wanted to run a “None of the Above” campaign!?).
All the ultra luxury travel you could ask for, a personal trainer, and chef, and the best horses money can buy… yeah it would be fun while it lasted. Since I wouldn;t ever think that my “old” lifestyle was gone forever, I could enjoy it for what it is.
I would take the money and continue to live at my currently level. But I’d simply invest the money in charities and various organizations over the year as well as figure out a way to use it to help my family live a little bit nicer life. Meanwhile, i continue my life as it is and finish up my education.
End of the year- hopefully I’ll have done some good as a philanthropist at best, and maybe helped out some people, and at the worst- if they take away my money, I’ll watch them be tarred and feathered for being the douche bags that took away funding from various cancer and scientific organizations as well as collapsing several third world economies and families.
Either way, I think I’d be okay after the year…
So would health/medical gains be lost in a year or not?
If not, I’m with Harmonious Discord. I’d get me a personal trainer, a personal chef, and go on sabbatical from work so I can trim my ass down in a year.
If all that would be gone after a year (by magic), I’d take the time to travel the world, sure!