I’ve got a checkbook, but have never in my life written a check. I regrettably need to go to the walk-in urgent care clinic tomorrow to make sure I have not, in fact, been walking around on a seriously injured ankle for three days now. Insurance “covers” it, with a $25 copay (which, IMO, is ridiculous. But I digress).
I’ve got no cash on me, at all. So unless they do plastic (which they may), will I mess things up hugely if I write a check to a clinic in NM, from a bank in NJ?
Will you mess up thiings: no.
Do they have to accept credit cards: no but they probably will.
Do they have to accept the check: no
Will they accept a check: probably if they don’t accept credit cards.
I’ve found very few places recently that will decline out of state checks if they
accept any checks at all
Copays are a special deal anyway. As long as you have insurance coverage, many clinics are willing to float you the copay. On my current plan I have not been asked for a copay up front even though it says that I have a $10 co-pay right on the card. They just invoice me for it later.
Sigh I’m such a product of the plastic age. Even if they’d take a credit card, I’m half-tempted to write them a check if they’ll let me, just so that I can write an actual check.