So - in 2012 at Christmas time I spent some time in the hospital and ran up 262.20 cents in radiology bills. In March of 2013, I paid 262 online by visa and forgot to include the 20 cents. I never received another bill from them and didn’t know I"d made a mistake.
Lo and behold I go to check my credit report yesterday, and learn that they turned it over to collections last year and said it was $79 instead of 20 cents. So I have a now $87 derogatory on my Transunion. I called the collection agency to ask why I had never heard from them about it and they said they mailed me a letter last April, but I know I never got one. I’ve never heard anything from anyone about this princely sum of 20 cents that I under paid. If not for CreditKarma, I wouldn’t even know about it.
The radiology place says they’ll investigate, but I don’t know if they’ll actually do anything. Do they have to?
The collection agency asked me to fax them my proof and I did, but I doubt they’ll do anything either. Do they have to?
I guess I’ll have to go to Transunion and dispute this.
Fuckers. (Can I say this in GQ?)