So last night, my wife took me out on the town in a limo. During the night, we found that our credit card was being declined. This morning, the limo company called, upset that our card wasn’t going through.
Now, we only use one credit card, one that goes through our bank. We’ve had it for years, and it’s got a nice, comfortable credit limit… one that we pay off every month.
After a bit of research this morning, it appears that our credit limit has been dropped to about half of what it was just last month. We had no warning- no call, and we haven’t gotten our monthly mailed statement. And, of course, the department that could TELL us why the limit was dropped isn’t, you know, open today.
Also the limo charge was suspected of being fraudulent, but we’ve gotten that cleared up, at least. Bonus points to the limo guy, who first accused us of trying to scam him, and then (when we told him that the bank thought it was fraudulent) said, “Oh, yeah, that happens a lot.” Jerk.
So, has anyone heard of this happening? If we’d done this last month, we wouldn’t have had any problems- but this month, since they suddenly dropped our credit limit, suddenly we’ve got charges being returned and we, well, look like assholes.