Taking my mother to the bank.

On the other hand, when we went to the bank then we used to go grocery shopping, she used it as a bit of an excursion - to get out for the morning/afternoon. We’d go grocery shopping then go for lunch. It was one of the only things she could do that was easily accessible and she got a little exercise.

Took me quite some time to realize that, and that we got a chance to have a little visit too. I miss dancing in the canned food aisle with my mom. (They used to play the coolest oldies at the grocery store we shopped at).

I did this, and it saves time and backtracking! I made a spreadsheet by aisle, and make my list on the printed out spreadsheet. It didn’t take that long to make, and I write down stuff as I think of it during the week. I also meal plan for the week. A model of efficiency, I am! <not> :smiley:

My dad (who’s 83) doesn’t even have a bank account. He has some kind of checking account through his investment firm. So he has no debit card. He also doesn’t have very many bills, since he lives with us. He grocery shops with me, but he just pushes the cart, occasionally putting stuff in that he wants. He’s no problem!

I can totally understand y’all’s frustration, though. They do get set in their ways, don’t they? :wink:

My mother isn’t disorganized in the grocery store, just slooooow. Fortunately, I live across the country so my sister is the lucky (ha!) person who takes her shopping. She usually leaves Mom at the grocery, then goes to Starbucks next door and takes her time over a cup of coffee. Then she goes back to the grocery store – and Mom has made it down maybe two aisles. :smack: Drives her nuts, but what can you do? Mom is 87, still mentally quite sharp and physically in pretty good shape, too; she just likes to take her time, I guess.

She does one other thing at the checkout that drives me batshit insane, however – she starts telling someone’s life story to the clerk. She can tell her own if she likes, but when I’m with her and she promptly starts revealing personal details of my life that (a) I don’t want talked about in public quite that loudly and (b) the clerk doesn’t really give a shit about anyway, it’s just awful. But the last time she did that and I asked her to please stop because the clerk (clearly) wasn’t interested? She started crying.

Oy.

Our younger son started going to the grocery store for us last fall, and this is actually how I write the list for him - in order. It does make the trip faster, and he’s less likely to miss something.

My husband also refuses to use the ATM, and refuses to use direct deposit also. Something about electronic transfers makes him nervous. I also discovered something else about him - he didn’t know that the preprinted checking deposit slips (in the back of his checkbook) existed! All these years he’s been filling one out at the bank.

For pocket money, when he deposits his check on payday, he keeps out enough cash to last until the next check. That’s very common among blue-collar guys of his age (almost 50) here.

sigh Yes.

I think you may have stolen my grandma. She likes navel oranges. Tell her I’ll write. (If only you’d included something about being asked to get something down off a shelf and turning around and finding she’s blocked an aisle in a completely different section and half mowed someone down with a motorized cart, then the illusion would be complete.)

This is fresh in my mind from a visit and taking her Christmas shopping. (It involved wandering motorized scooters, a broken fingernail, and a search for pants that no longer exist.) At least she uses her debit card. But she doesn’t want to use her pin because, “Somebody might get that and get into my account and steal all my money.” Putting the problems with that statement aside, as one often must when talking to my grandma, the desired result is for the cashier to run the transaction as credit so she can sign for it. However, she says she wants them to run the transaction through as “debit,” because “I don’t have a credit account with that bank.” This is normal confusion with an unfamiliar system, but the frustration sets in because I have tried for the past decade to explain it to her. There’s still confusion every single time. Then she starts to get mad at the cashier. Then I have to diffuse and explain tactfully, while she gets embarrassed at her mistake.

The worst part, I think, is the desire to keep her in charge of her own faculties and not impatiently take over. There comes a point, though, when I just have to do it the right way to eliminate confusion and avoid the stink-eye from people behind us in line. In the past few years when I’ve gone shopping with her, she’s had me sort our purchases and just hands me her card to deal with it. :frowning: Some things she’s gotten so passive about, and others she keeps a stranglehold of control on.

She’s also professed her horror and fear of losing her debit card or credit card because someone could “ruin” her with all that information. She’s actually really afraid of losing them. I try to calmly explain that you’re actually better off losing a credit card than cash, as long as you notice it quickly. I say things like, “You should be careful, but there’s really no reason to be afraid. As soon as you report your card stolen, most companies won’t hold you responsible for the money spent and will refund it.” I’ve repeated statments like that I don’t know how many times. I don’t think any of this information really sticks. She just says, “Oh.” I offer to look through her card policy with her, and she says “Oh, no, I’m alright.” I try to help her rather than take over, but if she refuses help, what can you do?

She’s had a stroke and bypass surgery, so I’m grateful that she’s still able to even leave the house and be so high functioning. (She can still talk and reason and putter about, just not walk long distances and, apparently, remember new technical information. Understandable, but I still end up looking like this: :smack: )

My grandpa is the guy holding the line up at the bank for $2 bills and state quarters. $2 bills of all things! Then he’d proudly show them off. At least it sometimes sparked a conversation–but how many times can you pretend to be surprised? His health has gotten worse over the past couple years, so now he’s relying more on my parents for grocery shopping, but in his heyday he’d go to the store every single day and buy the same thing. Say one week he decided he had a hankering for Campbell’s soup for lunch. Well, Monday, he’d go to the store, get one can, a box of crackers, and a bottle of juice or something to drink. He’d eat half the can, then probably throw out the rest of it, complaining about the waste. Then Tuesday, he’d go and get another can and a bag of candy. Then Wednesday, he’d go and get two cans. And so on. Claimed he was saving money, because he spent less at a time, and he might need that money for something else tomorrow. Then he’d gripe about my grandma giving him a list when he went because that took too much time and money.

The Depression really affected his habits. He’d say, “I’d rather die with 80 cents in my pocket than a can a’ beans on the shelf!” I’d say, “But…you’d still be dead, so why does it really matter?” and he’d chuckle like I didn’t know the ways of the world.

But I know that sooner than I think, there I’ll be, the slow old woman doing something odd and not realizing it. Or worse, realizing it. sigh

That’s so sweet! I’m smiling at the mental image of a little old lady dancing through the supermarket. :slight_smile:

I’d be perfectly willing to do those kinds of things with my grandmother, but she’s a cranky old biddy. Ninety percent of what comes out of her mouth is nasty and/or manipulative. Visits with grandma are kept to a minimum for a reason.

On the plus side, my 61-year-old mother has decided to try online billpay … once she drives over to her bank to sign up for the service. I’ve explained that she can register online, but she insists on doing it in person.

Yeah, I’ve seen it in my 96 year-old grandmother. Not so much the long shopping trips, but “save your money - you never know.” Actually, yes I do know. I know about basic finances, and we’ve got The Fed now to help prevent another Great Depression. When I was in college in the early 1980s, she and my grandfather (RIP) both admonished me about taking out student loans. I should be working my way through college, like they did in the late 1920s. I did some back-of-the-envelope calculations, and I would have had to work at least full time at just above minimum wage to afford college. When would I have time to attend class? That didn’t wash with them. They were stuck in the economics of surviving the Great Depression and the Second World War.

Some of the confusion over using different means of managing finances has to do with how your information is organized. I am one of the fist to use technology to make something easier and faster, but at a tender (?) age of 44, I have balked at some forms of electronic monetary management. New ways of managing money sometimes has meant completely reorganizing the information I maintain to use the old way quickly and efficiently (well, as efficiently as possible). I can understand how people with economic habits from 50+ years ago cling to them, because unless you’re really familiar with the new ways, they just seem to take away your ability to control the information you’re used to controlling.

Vlad/Igor

She’s in her late 30s??? God help you when she is in her 70s.

Oh, go ahead and take your mother to the bank. She won’t fit into a safety-deposit box no matter how hard you push. :smiley:

“I’ll do it. I’ll do it! But I’m gonna hate myself in the morning…”