Hey, fuck the IRS. My husband owed taxes from his truck driving business and worked out a payment schedule which he adhered to. He made his payments on time every month. Until they went into his checking account and took all his money. All the money to pay his mortgage, truck payment, car payment, utilities, repairs on the truck…everything. The bank called him and told him to find a way to get the money or all his checks were going to bounce. Fuck those assholes.
Damnation. Well if that’s the case, you’d think that by now the Department of Education would have educated someone.
You want to know about the IRS fucking someone? Well let me tell you MY story.
I have been in a program for paying off my loans for 18 months. In said program, after 12 months of steady payments, you are “taken off” the income tax refund confiscation list. I have faithfully paid my payments on the 23rd of every month for the past 18 months and just last week we got a letter saying that the IRS stole our money. I have been in touch with the bastards and they say “We will look into it. Expect the “investigation” to take approximately 90 DAYS” WTF?!? I kinda NEED the money people! I DO have 2 VERY small children in my house that need FOOD you know!!. Assholes. I think you have had MY money long enough!!! :mad:
Hell, every business for which I’ve worked Accounts Receiveable has done the same thing.
You owe the business $40.00 and send a check in for $100 for something which has already been paid, I’m not about to send the check back. My bosses instruct me not to.
Usual procedure is to deposit the check and issue either a credit or a credit-balance refund at the customer’s option. (Not only does the debt get paid this way, but then our A/R program has a record of having received payment, a record of the amount received and the check number, and what we did with it. If we just popped the check back in the mail, there’s no record of the transaction or where we routed the check.)
I’m not sure if this is standard business practice, but it was basic operating procedure in at least two businesses so far.
Hell, don’t blame me. I paid for my own education. See where that got me!
I haven’t had a steady job in the last 2 years, due to my location and various other situations. I usually pay my student loan every 2 months and it is not as much as they want me to pay. Strangely, this year was better than last year, when I unfortunately think I paid them only twice. Last year they didn’t take the taxes though. I had a plan with them but can’t afford to pay what they wanted me to.
What makes this thing more unfortunate is that the majority of that refund wasn’t actually mine, it was my husband’s. Because we filed jointly I suppose they said “oh, you have more than enough money”. He was going to give me half of the refund for my move. Strangely, although I would expect him to be angry, he isn’t. He feels he contributed to paying off my debt.
I understand why they do it but I don’t like that the government CAN do it, and without first sending a letter saying “If you don’t pay X amount by X date, we will take your refund”, particularly when the debt is mine alone from before my marriage and they go and bill my husband for it.
And besides, I could have used that money now when I’m moving and don’t have a job. Once I had an income, I intended to pay them. I also had several more years to pay that debt off.
I had the same thing happen 2 years ago. My Mass student loan was in collections. However, the collections agency notified me in November that my state taxes would be taken if I didn’t finish paying it off before then. I wasn’t able to pay it off so they took it. I was ok with it because they notified me first and it payed off the debt. I would have been very angry if they hadn’t notified me first but I wouldn’t have complained. The state gave me money when I needed it. It’s only fair that they get the money back.
Anyone that is married and has a student loan in default can file an "injured spouse offset per section 6402© or (d) of the IRS code. The nonindebted spouse (the one that DOESN’T owe the debt) must file the IRS form 8379 in order to get this offset. If you have someone do your taxes, MAKE SURE they file this paper or you will be in the same boat we are in and have to file an ammendment for the taxes owed to us. :mad:
Hows this. I have full custody of my daughter from my first marrage. I, for some reason, pay child support for her. The money ends up in the state she lives in. I do not know if she gets it or not. No one seems to know where she is.
In any case, I’ve been to court several times to try and get the state to quit taking my money. Sometimes it works, sometimes not. They’ll stop for a short time then start taking money from my checks again.
I haven’t seen a tax refund for over 10 years. They always take it.
I’ve been trying to fight this for some time. I’ve also tried to recoup some of this money to no avail.