I’m not the OP- but I must admit, I cannot imagine what sort of disability would allow someone to be capable of currently (or recently) attending college in-person ( perhaps with accommodations) but incapable of performing any type of work with or without accommodations. Not just the type of work they want to do , not just the work they are used to doing, but any work that their training/education/skills allows them to do*. Can’t work as a receptionist, cleaning houses, at Taco Bell or at a 100% remote job with completely flexible hours. It’s true that different people do well in different environments - but applying for disability benefits usually has nothing to do with whether a person does better at a strictly scheduled job or a job where they set their own schedule or whether they do better with close supervision or working independently. If there are any circumstances under which you can work - you are not eligible. In these circumstances, disability is indeed an all-or-nothing proposition - there are many other circumstances in which it is not , but in this one it is.
Someone earlier gave an example of someone with major depressive disorder who was able to to attend all the evaluations and court dates - but would end up bedridden for days afterwards. I can completely understand how that person is unable to work - but I cannot imagine that person successfully attending college in-person. To be honest, I can’t really imagine that person attending college at all - even on-line programs have deadlines that I would think that person would be unable to meet.
- This might sound like it means their usual work - but not really. What it means is they won’t deny a 50 year old barely-literate manual laborer benefits because his disability wouldn’t prevent him from working in an office job but the fact that he is barely literate probably will. But they might deny a cashier whose back problems prevent her from standing for an eight hour shift because her disability wouldn’t prevent her from working most office jobs and as a cashier she will have the skills necessary to work as a receptionist and in other office jobs.