So a few years back Desperate Housewives had this sideplot where one of the characters had a huge sum of money in an offshore secret bank account (Swiss or Caymens or something). In this particular episode the person in charge of creating the account provided the owner with some documents he would need to access the account. Apparently it didn’t have any name or other information associated with it, to access the account the person had to have the account number and some other security number analogous to a PIN I presume. In the story the person ended up losing all the account info and the money was as good as gone.
So here’s my multi-part question:
[ul]
[li]Are there such accounts where they are only accessable with a specific account number and corresponding ID number? An account that could not be accessed via any other means of proving your ownership?[/li][li]If such an account exists, and the owner loses the account information, what would happen to the money? Would it sit in the account in perpituity or would the bank claim it after a period of time?[/li][/ul]