These posts were in the MPSIMS thread, but I think my response belongs here.
The other twist is UHC’s resistance to reform. The CEO doesn’t only act in a destructive system, he perpetuates it by instructing his lobbyists to do so. Switzerland has a health care system based on private insurance without so much abuse, but no insurance exec is advocating for it.
UHC is being sued, so they are held accountable in civil court. Holding them accountable in criminal court would involve a change in the law, a heavy lift. Health care reform is always a heavy lift. It only happens when both houses are controlled by Democrats, and even then it’s very hard because people balk when you try to reform 1/6th or more of the economy.
So what is to be done? The rule of law works well, narrowly speaking. Don’t murder unless you are prepared to spend at least 30 years in prison, probably more. Aggressively hunt down assassins who target the elite: the system needs to protect itself. And make jokes when the vics are very bad actors.
If UHC’s denial rate is twice the industry standard, then they are malignant innovators. ID them as such. I don’t think it’s too much to ask that if you cause enormous suffering, are evasive about what you are doing, and are rewarded for your malicious policies beyond most people’s dreams, then you don’t get to saunter down the street in a bright blue suit without a security detail. Checks and balances.
One more thing. Consumer Reports needs to ID the worst actors in the health care industry. So do other reviewers. The lists need to be widely distributed and individuals need to have a word with HR as appropriate. That’s not sufficient - the system is terrible though better than it was before Obamacare, but it’s something that can be done now.