I was getting online quotes for auto insurance and, after providing some information like name and address, was shown a list of vehicles registered at my address. My wife’s van is listed and my truck is shown which is all good but then there is another vehicle listed which we have never owned. This occurred on two different websites so it is not some misinformation from just one company. My question is where do they get this information and should I be concerned about this?
Is it registered with the DMV? Then report it to the Dept of Motor Vehicles.
Is it included in your property taxe? Then report it to City Hall.
If it is just on insurance company websites, then it is likely that someone else was looking for quotes and didn’t want to use their real address (for security or mailing list avoidance), so they pulled yours out of thin air.
I would report it to the DMV. It could be someone using your address because your county charges less.
Or it could be someone who used to live at your address, unless your home is new construction. I have been guilty in the past of not updating the address where my vehicle was garaged, because it would have caused a rate increase at my new zip code.
Wouldn’t the OP be getting the tag renewal sent to his address if this were the case?
My guess is that it’s a car being picked up from an old datebase. Probably a previous resident at that address. Wouldn’t worry about it. It’s the internet.
The three little pigs are messing with you. 
Yeah, that’s probably true, unless they use a POB (that’s what I have to do, I forget people actually get mail delivered)
So your county records your physical address and then mails your billing to a separate post office box address? I’m pretty sure my county government would tell me that’s too damn confusing for them to keep track of.
Or they pick them up at the DMV office specifically because they don’t want them delivered to a place they don’t live at.
New York State DMV Form MV-82 Vehicle Registration/Title Application has entries for address where you get your mail and address where you live.
It’s not enough that those pesky mice eat your cheese and chew on your wiring. Do they have to register their mini-mini-minivan at your house, too? Sheesh.
The other concern is that if for some reason it is in an accident, you (and your home) may be at risk due to some fancy lawyer claiming you must own it and are therefore liable. Odds are it won’t stick, but how much money do you want to spend on your own lawyer proving it? If it’s registered at your address, how do you know it’s not in your name?
Unless as others have suggested, it is simply someone who once lived there being sloppy, then something interesting is going on and you should tell DMV/police. Who’s name is it registered under? I assume it did not tell you since you did not mention it. Could be you… interesting but useful form of identity theft…
Also, if you’re Joe Schmoedrug dealer and you want to launder your money, what bette way to not identify yourself duing a big cash transaction like car purchase by giving a valid but incorect name?
Do you live in Hooterville? It is standard operating procedure for businesses to receive their important mail at a PO Box, and as a former PO Box user for 10 years and 6 street addresses in three counties over two states, I never in my life ran across a government agency that couldn’t handle separate street and mailing addresses in my personal life.
I am curious about the OP apparently getting registration details about, cars registered at an address he/she input at an insurance company web site - the address apparently not verified as being his/hers, the vehicle’s registration not necessarily being in his/her name, the address not necessarily being that of a single-family residence. Does that mean the OP would get anyone’s vehicle registration data? Doesn’t that imply a lack of privacy for vehicle registrations?
One other thing to consider: If you’re in a locale that uses photo enforcement cameras, the real owner of the car could get flashed (photographed speeding, illegal turn, red light running, etc.) but the ticket would get delivered to your address.
I can’t speak for all jurisdictions (and IANAL) but in Arizona there is a process to tell the court the picture isn’t you and you can’t identify the driver, but that’s still a hassle you would have to take care of.
I work in county gov. It’s no problem. We have physical and mailing addresses separated. In any case, there is no way for them to object as the post office doesn’t deliver to most of us.
Could be. You can pick up forms right there even if they’ve already been mailed, if you lost yours (or claim you did).
I’d go with reporting the extraneous vehicle to the DMV as mis-reported. They might even be able to check right there if the car really is listed at your address in their records. I’d wager that if it’s not so in their records, you’re in the clear.
However if the "extra " car would trigger a tax bill, it’d be worth checking with your taxing authority as well.
Maybe somebody is getting a cheaper rate on insurance by registering under your address. Could be a driver’s license with that address to that is not yours. Of course report it and hope they do something. Report to the DMV and your insurance in writing. Just a couple sentences needed to go on record.
It could just be a good faith clerical error.
Several jurisdictions in Canada have either a “bill the owner” or “produce the driver or owner will pay the bill” law. Not sure what the laws might be for you.
One way this can happen is if a car gets sent to the junkyard, sometimes the junkyard won’t bother doing anything with the title. I went to the licensing place here a couple years ago and had them check what cars were in my name and there were three cars that I’d sent to the junkyard that they still thought I owned. They hadn’t been registered in years (and have probably long since been through a Chinese steel mill), but they were still listed as being owned by me at my old address.
I gather most states require junkyards to be a little more on top of their paperwork. At least it was easy to clear up, since I just told them I didn’t own them anymore (and that they likely no longer existed) and they took them out of their records.