[QUOTE=dasgupta]
For my upcoming trip to India I need -
Hep A
Tetanus-diphtheria
Typhoid
Polio
… and a prescription for anti-malarial pills.
Fortunately I already had Hep B. Oddly enough, a few of these vacinations are not covered by my insurance. Apparently they’d rather pay for my polio treatment, instead of a $50 shot.
[/QUOTE]
It’s not that odd. Assuming you have already had the primary series of polio vaccinations, your chances of getting polio are tiny. Although India has the second highest incidence of polio (after Nigeria), there have only been 155 cases of polio reported there this year (as of 8/8/06) and most of the cases are in just three states. The overall rate is less than 4 cases per million people per year. So unless you plan to move to one of those three state more or less permanently, your insurance company has little to worry about. Nevertheless, I got the jab. It’s cheap, safe, and just one dose for the rest of your life.
Typhoid is rare in the U.S., just 322 cases in 2004, so unless you travel, the insurance company has little to worry about, and if you travel, they probably figure it’s your problem.
Diphtheria and tetanus are also rare enough (0 and 34 cases, respectively, in 2004) that its a fairly safe bet for your insurance company to not pay for the vaccine. (But lockjaw is bad enough that I get a tetanus-diphtheria booster every 10 years to be on the safe side.) It’s cheap, and safe, and you can now get the new, improved Tdap vaccine which includes protection against pertussis (whooping cough) which is NOT rare. (Although pertussis is not rare and can be debilitating, it is a rare cause of hospitalization in adults and therefore not a worry to your insurance company.)
Hepatitis A is not terribly rare in the U.S., with 5683 cases reported in 2004 and almost certainly many more than that not reported. Did your insurance company pay for that one?
As for residents of England getting shots to go to the Isle of Man, that’s a joke.