I’m stunned by the antagonism directed against Wells Fargo and myself in this thread.
Look. Any businessman(*) will tell you that if you never get sued or indicted for frauds then you are following a path too prissily virtuous to make big money. It takes a powerful business empire to cheat tens of thousands of people out of their automobiles. Of course you’ll spill a few eggs, and end up seizing 20,000 cars “wrongfully.” So what? I’ll bet Wells Fargo even ends up turning a profit on those. 
(* - I’m using “businessman” in the sense of someone whose business is “business” — not technogeeks or “artist” types who sully their souls by producing something useful or beautiful.)
I admit my life has been a failure: If I’d managed to cheat 20,000 people out of their cars wrongfully, I think I’d be a top White House aide by now. But I accept my limitations. Other Dopers, OTOH, seem jealous of the great success and venture of this outstanding Job-Creating bank.
(And who says they don’t create Jobs? Sure, one or two tellers might have been laid off — probably because they got pregnant, or were queers — but look at the employment of process servers and armed thugs just to wrongfully seize those 20,000 cars!)