Loooong story short: We’re getting a loan remodification. All went well, and six to seven months after initial approval we received the confirmation letter — closing documents were to arrive in the mail within two weeks.
No ownership or other changes have taken place since the original closing a few years ago. The bank has now (for the past two months) been saying that there is a “problem with the title.” Because of customer service issues (impossible to get someone on the phone, no information at that level, etc.) that’s about all the information I have. I’m pretty sure it will all work out in the end, but I’d like to find out more information just to know what’s going on.
I’ve called the town clerk, and they have no problems (tax, buildings, etc.). I called the county clerk and they have no problems. Annnnnndddddd now what? I realize title searches run a few hundred bucks, but I don’t need anything official to take to a bank, I just want to see/know what’s on there and what could be causing the problem. Aside from Ghostbusters, who do I call next? New York, if it makes a difference.