This question relates to Check Cashing storefronts in the US that cater to those without bank accounts and are usually found in greater density in impoverished areas.
I’ve never cashed a check at one of these places. My understanding is that you go in with the check, possibly show ID, and walk out with cash. What happens, practically, if you cash a check and the check is dishonored/bounces later?
I would guess that legally, the store could take you to court and force you to pay. PRACTICALLY, what happens? Do they go after you with the dogs, the bees, and the dogs with bees in their mouths and when they bark they shoot bees at you, or do they write it off as a cost of doing business? I’d guess that, being oriented to the low-end, they wouldn’t have much hesitation to do anything legal they could to get their money back.
I’d guess that unless they copied down your ID information, they wouldn’t be able to find you.