The sad thing about ACA repeal is that the Republicans will campaign a little on it but it won’t be a centerpiece. The reason it’s sad is because if they run the table, that will probably be the first thing they will do and it’s only fair to inform the public. Hopefully the Democrats will do it if the Republicans won’t. If they scream from the rooftops, “Republicans are going to repeal Obamacare!” that would have the benefit of being true and keeping the public informed. And perhaps that’s what the public will want. We’ll see.
I’m also still interested in finding out what Democrats will do to fix ACA, a law they sternly insisted in 2014 was in need of fixing and they couldn’t say for sure whether they would have voted for it or not. Such stances are also not very good for giving the public an honest look at the candidates. If Democrats say it needs fixing, they need to say what they would fix, not use the need for fixes as political cover, to make it seem like they are expressing disapproval of the law when they aren’t.
According to this Forbes article, the increase in the number of insured people has markedly reduced the number of unpaid hospital bills.
[Bolding mine]
If this is a wider trend, I wonder to what extent this will result in lower costs (or, to be realistic, smaller rates of increase) as the costs of those services no longer have to be passed on to paying patients.
Heard a news report about this today, and the official giving the statement went on to say that she HOPED that the enrollees wouldn’t drop out due to premium and deductible costs.
Hope and change…
What changed for me is that I never had a $3000 deductible in employer-sponsored health insurance before this.
I’m currently on COBRA from the job from which I was laid off at the beginning of 2015; I’m freelancing at the moment, and my options were either (a) continue with COBRA, or (b) get an individual policy through the Marketplace.
My previous employer was a small company (under 100 employees), and while they offered health insurance from a top-tier provider (Blue Cross Blue Shield of Illinois), it was a “high deductible” plan: $5000 annual deductible, but no co-pays after that $5000, and the company contributed $2500 towards our HSAs to help cover that deductible gap.
I couldn’t find an ACA plan that was (a) substantially cheaper than my COBRA payments, and (b) didn’t have a huge deductible, like the policy I already had. So, I stayed on COBRA.
When open enrollment comes back around, if I’m still freelancing (there’s a high possibility I’ll be a permanent employee by then), I’ll likely have to go with an ACA plan for 2016, since COBRA won’t last forever.
Seems to me that a truly useful and beneficial health care reform plan would help the unemployed, those “in-between” jobs and those over 55 who won’t find another because age discrimination is OK.
Well then, you should place blame squarely on the GOP. Because there were exactly the necessary number of Democratic votes to get the ACA passed against the GOP filibuster.
Exactly. Which means we got what the most conservative Dems were okay with. If the GOP either dropped the filibuster, or actually voted their consciences, a more beneficial law could have been passed.
Walker & Rubio recently put out their health care agendas, and per the GOP norm they’re laughably devoid of specifics. The more we start acknowledging that the GOP is philosophically opposed to anything that purports to achieve the ACA’s goals, the more the general public will (hopefully) begin to realize that the GOP DOES NOT DO health care policy.