This is a false statement.
Where do you even *get *this shit, adaher?
Actually they made a calculation about what is better for society. And birth control being covered is. Fact.
The GOP decided that society can burn, so long as their ideology is placated.
If that’s not evil, it’s a good simulation.
Also, cancer patients get to have insurance regardless of pre-existing conditions, no lifetime care caps, and insurance companies that are compelled to use a reasonable ratio of their dollars on patient care.
But it’s not free. There is no justification for making maternity care free and cancer care not free.
WheN I said they paid “full freight”, I meant they paid full co-pays and deductibles. Why shouldn’t people having babies pay full co-pays and deductibles?
Free maternity care means more babies means higher future tax base and a better chance of a good return on investment. Free cancer care means spending large sums on people who have already made some, if not most, of their financial contributions to the state and thus providing a poor return on investment. It makes perfect sense to me.
There very much is a justification. There are a lot of women who don’t get sufficient prenatal care, and every barrier that you remove to it gets more of them in the door. Same with cancer screenings, birth control, etc. There aren’t many people with diagnosed cancer who need encouragement to seek treatment for it.
There’s also a very good reason why a health plan doesn’t cover any cancer treatment anywhere you want to go–because a lot of “cancer centers” are shady outfits that take advantage of people’s desperation without offering any real benefit. (See Cancer Centers of America.)
Just saw my insurance premium for April: it went up 24.6%. Not having a very favorable opinion of the ACA today!
Out of curiosity, are you on a plan from the exchange?
My Blue Cross premiums are going up 9.something% in the Philly area. I did some searching to try to figure out what’s responsible for the rate increase, but almost every article I pull up is covering Obamacare increases.
I’m wondering if rates will go up on private plans as people flee to the exchanges. For instance, if my company had 1000 people on their health plan and 200 left to go to the exchange, that would subsequently cause a premium rise for everyone on the private plan as the pool is no longer as large, correct?
I’m one of the folks that we knew all along would have their premiums rise-- self ensured, and not eligible for a subsidy. I started looking at the exchange today to see if I could get a better deal, but only got about 1/2 way through the process before I got too frustrated to continue. I’ll give it go tomorrow and see if I can finish. Covered California just wasn’t written for people like me.
If you are not subsidy eligible, you might want to look at eHealthainsurance.com.
When we shopped for my wife’s coverage, it had the same plans as the WA Exchange - and is a much more mature website.
Do you think your premium would have not risen if the ACA had not been passed? Did your premiums never go up before Obamacare?
24.6%? And it’s not like that kind of thing is just random, there are all sorts of new mandates that raise costs. It would be like raising minimum wage to $20/hr and then being shocked that prices went up.
Never even close to this much. And like I said, it’s was pretty much a given that people like me (healthy, self-insured) were going to be screwed by the ACA. This was and is no surprise. I’ve been posting about this for over a year.
Anyway, I’ll wait and see how it all shakes out. If it turns out that the ACA is better, overall, for the country then the fact that I’m worse off is not, per se, a negative. I can be persuaded that it’s good policy, even if I’m worse off for it.Here’s something else I’ve posted several times: I favor eliminating the mortgage deduction even though I would be negatively affected because I think it’s bad policy.
But as it is, the jury is still out on Obamacare. If it turns out to be bad policy and it screws me over, then I’m double upset.
Thanks for the advice. The CA website wasn’t all that bad, but it just wasn’t set up for people like me. I didn’t have all my data together, and it asked me some question that don’t have an obvious answer. I have a feeling that the precise info is not that important, and will try again tomorrow. I was about 30 minutes into it and just needed to do something else.
I agree with ending the mortgage interest deduction as a homeowner, and flood insurance subsidies as well despite the fact I live in Florida. There’s just no good reason for Nevadans to subsidize my choice to live in a flood-prone area.
Well yes, people can choose to rent or move out of a flood plain - too bad we can’t avoid coronaries or tumors by choice.
We have an interesting culture which subsidizes voluntary actions - even if poor decisions - and denies the same to the unfortunate.
He said subsidies, not insurance. Why not let the people who are knowingly taking the risk pay the premium? I wouldn’t expect you (if you don’t live in CA) to subsidize my earthquake insurance. It’s part of the cost of living here.
Flood insurance has been and still is heavily subsidized by the government, despite reform efforts.
Forgoing that subsidy or moving, while perhaps admirable, is not the same as denying a subsidy for health insurance.
Subsidies for people too poor to afford it is one thing. Implicit subsidies that aren’t even direct and transparent for some people at the expense of others regardless of income are not justified.
It’s not the ACA subsidies that are the problem, it’s the reforms that make young people(who tend to be poorer) pay more so that older people can pay less.
Of course, young people aren’t actually paying more, except for the suckers who signed up, which aren’t all that many.
OK, I completed the application form on Covered CA, and I can’t say I was very impressed. The website worked OK, except that I had to “trick” it into let me check out-- hitting the checkout button did nothing but reload the page I was already on. At one point it locked up, and I had to log off and re-log in to get it going again. This entailed redoing a few of the steps I had already done, but that was maybe 5 minutes. Total time spent online to get this done (including yesterday) was about 1 1/2 hours.
My current policy is one offered at pretty much the same price. I can get something different for less, but it’s not as good a policy. I’m not sure how this is any different than it was before, except now I have an online source to compare different policies. It did offer me fantastic pregnancy coverage, so if I ever get pregnant, I’m dialed in!
There was a 1-4 star “quality” rating on each policy, but it wasn’t at all clear to me how they got the numbers they had, so it wasn’t much help. Policy premiums ranged from ~$550/month - $1,100/month. I’m not eligible for any subsidies (that did not surprise me).