Routine, same amount every time and the time is predictable:
Auto deduct from debit card. Will give TR/Account to limited people (PayPal has it, Google does not).
Know who and when, do not know how much (gas, electric, credit cards, a few others): have them set up for manual direct debit.
In person, time/payee/amount varies, never more than $100 - cash
A few are oddball: being old, I have several Rx drugs - most can be refilled by machine - I have the pharmacy’s mail-order handle it (yes, I know we are killing the Pharmacy Schools).
I do have have opioids, which are a super-special case* which requires super-special handling.
- Esp. now that Appalachian Coal Mines have shut down (that Ni**er in the White House is waging war on White America!) and the area is being flooded with “Hillbilly Heroin” - Oxycontin.
Not surprisingly, some of the illiterate Whte Trah are killing themselves with it.