Some anecdotal info:
A (US) relative on Medicare and with supplemental health insurance (Health Net Seniority Plus, $80 per month) recently underwent throat cancer treatment. Her cancer was caught early and fortunately she only had to undergo radiation, no chemo or surgery. Her out-of-pocket expenses were under $100; co-pays for drugs and the first office visit for each of the various docs she saw.
The form of radiation she had is IMRT (Intensity-Modulated Radiation Therapy), described in Wiki as “…an advanced type of high-precision radiation.” IMRT is the accepted standard in the US for certain types of cancer.
IMRT Therapy
She belongs to a head and neck cancer message board that originates in the UK. The board moderator, a UK doctor, periodically presents NICE with arguments for the therapy. In his last presentation, 8 Nov., 2007, he stated, “The modulation of the radiation beam in IMRT allows precise delivery to cancerous tissue while sparing surrounding normal tissue from exposure. It is therefore suitable for the delivery of radiation to locations where diseased tissue is located close to vital structures (like saliva glands).” “There is one Hi-Art System (delivering helical tomotherapy) in use in the UK at present. Currently there are no helical tomotherapy systems available in the NHS. The availability of other IMRT systems is not known.”
The doc also said, not as part of the presentation, “No downside, but it takes longer to plan (programme the computer) the treatment. So if we don’t have enough oncoradiologists, the rest might have to wait longer!”
OK, so there’s this hugely expensive but highly effective method of radiation (radiotherapy) that is denied UK sufferers because of cost. A new very effective drug, Erbitux, is also given for some HNC patients here and again is not offered in the UK because of cost. I surmise there are other treatments unavailable for other ailments because of cost.
A friend in Manchester (UK not NH) has been treated for breast cancer and for a heart problem. She completed breast cancer treatment a short time ago and her heart problem has been taken care of, all with NHS and her own private insurance. She did not go through weeks or months long waits as some here seem to think exist. Because she believed she had cancer (visible breast lumps), she was seen immediately and her treatment commenced quickly. She said that if she had to have a knee or hip replacement that would probably take months and months before she would have the surgery. Other routine procedures (colonoscopies, for example) also require many months waiting, unless the person were bleeding or suffering in some way (or whatever - I’m not a doc) and the matter was considered to be an emergency.
Now it gets a little crazy. My friend is a full time employee, an accountant, and still receives disability because she’s essentially disabled! There’s also some sort of Mobility program where the NHS gave her a car and paid her auto insurance for one year. She had her own car which she promptly gave to her daughter in college. She also received home health care weekly, something else not covered here unless the patient is gravely ill and feeble, not simply for standard breast cancer treatment. When telling friends about the Mobility program for people who are already mobile, the response is usually something like “Socialism gone rampant.”
A free car, insurance for the car, disability although working, home health care - these are paid for rather than the treatments and drugs that may keep the patient alive.
I think both systems need to be overhauled and quickly - we’re living longer and longer and will require more care as we age.