What lost world story is this?

The story is really old. I expect it was on the Project Gutenberg or Project Gutenberg Australia.

I believe an English man ends up joining a ship in Africa or Australia on a trip to the Amazon. They end up going up a tributary I believe towards the Pampas of South America. They end up ambushed by natives that try to kill them over and over again. They reach a waterfall that stops them from taking the boat further up river. At the waterfall the English man finds gold in the sand. The boat crew be wanting the gold. They find that there is an ancient cliff ruin up river from the falls and that the natives that want them dead are likely the ones living beyond these ruins. They investigate the ruins and find it has a temple loaded with huge statues of gold. They load up what they can, to take out of there. They lose some and get some to the ship. They escape death and float down the river after rains swell it and take the ship down the flood ways. They can never find the place again.

What lost world? El Dorado, of course.
You could never guess how many Spaniards died following that children tale Indians told them to get rid of them.

I’m looking for a specific story written by an author, not a general telling such as El Dorado or the lost treasure of the Incas.

Once again I find something the teeming millions don’t know. Sigh!

Have you tried looking at the “Lost World” pages at TVTropes or Wikipedia to see if they mention anything that rings a bell?

Sounds like Tom Swift in the City of Gold?

Why do I want to say Allan Quartermain? I’m pretty sure I’m wrong but it is the best I can figure out based on the passage you described.

It’s not from the Tom Swift series.
it’s not from the Allan Quartermain series.

It wasn’t from any series as at the time I read it a few years ago I checked for additional stories.

I did manage to find a couple other ones that I read in the past to do with Incas, the Amazon, Andes and or gold.

it’s also not anything by Abraham Merritt like The Face in the Abyss, or the story Under the Andes by Rex Stout.

The suggestions I receive are appreciated.