What should I do with all this money?!

So, long story short, I got a year’s worth of unused vacation pay tacked on to my last paycheck Friday, plus a reimbursement check for my financial aid surplus (I’m going to school part-time). Obviously, I’m saving some of this, but I’m still left with about $1,500 of uncommitted funds.

This is an unprecedented situation for Mr. Paycheck-to-Paycheck (me) so I had a few thoughts:

1 - Spend it all on blow, whores, and booze. While this might be fun, I have no experience with coke binges or any other type of binge, so I’m not sure if this would be a productive use of my time.*****

2 - Spend some of it on a trip to New York. I’ve lived within an hours drive of NY for nearly two years, and my only time within sight of it I was on my way to Yonkers (Thanksgiving with the ex-g.f.'s family). But it is January, and I don’t really want to freeze my ass off.

3 - Buy a gun. I’ve been wanting a Bersa .380 Auto for some time, because I used to own one and thought it was a real nice little gun. I also used to have a Taurus .22 revolver, which was a great “utility” gun. .22 revolvers can fire any type of ammunition, so they’re good to have.

4 - After spending a few hundred on maintenance to my car, put the rest aside for a rainy day. After all, I’m committed to a career switch that will keep me in school for the next 2.5 years’ God-only knows what the hell calamities could befall me. Maybe I should even get a secured credit card. It might come in REALLY handy some day.

I’m open to all suggestions, not just the ones I’ve listed here.

***** - If you can’t tell, this is intended to be satirical. Whatever I may have once done, I do not plan or advocate indulging in coke binges, whores, or booze, except for Amsterdam residents.

Put it in a savings account, money market account, or a Roth IRA. Then forget about it.

I would keep it to help prevent having to live paycheck-to-paycheck

yoink

Problem solved.

splurge on a larger font…

Buy something moderately-expensive for a few hundred dollars, to reward yourself–something you would not ordinarily buy for yourself. Then stuff the rest in a savings account or whatever, definitely.

Send a cashier’s check or money order to:

Mr. Sapo
123 Batracian lane
Toadtown, PR 00921.

This was my thought. Actually, I can tell you how to fix your font if you just send it to me.

You know, money doesn’t actually burn a hole in your pocket.

Seek and you shall find.
The answer is here http://picayune.uclick.com/comics/cpthk/2007/cpthk070121.gif

Honestly, the fact that $1500 is a ton of money to you suggests you should save it. Living paycheck to paycheck sucks–having money in the bank when you really need it saves a lot of stress.

I would suggest the guns, booze, and hookers. Seriously, get it out of your system. The guns you can always sell back later (after it appreciates in value), and the booze and hookers will always be great memories you can tell your grandkids . . . or not.

Seriously, go spend a few bucks–you earned it after all! Then put the rest into savings.

Tripler
I have my own plan of “RobEnomics” which covers this sort of contingency.

If you have any bills like credit card debt, pay it off. Then fix the car. Then treat yourself to a nice meal and bank the rest to give yourself some breathing room for the next time the wolf is at the door.