What the hell, I'm retired with nothing better to do, so ...

This is so mundane and pointless that it might even fall below the requirements, such as they are, for MPSIMS.

I just got done paying a bill and when I put the thing in the envelope I wondered, “Is using window envelopes instead of printing the address really cost-effective?”

The envelope was already covered with advertising and other printing and an address wouldn’t have added any cost. True, the address might change and you would be stuck with unuseable envelopes but that is also true of the statement with the address that shows through the window.

Does it save money, or is it just habit, or what?

If there are several bill collection centers, it’s easier to print the different addresses on the statements than getting the right statements matched up with the right envelopes.

It also gets your return address in view without a lot of complicated pre-printing of your return envelope, and it simplifies things when the addresses change (otherwise they might end up with a couple gadzillion envelopes with an out-of-date address on them).

I expect it means they receive very few envelopes with no statements in them, which has to cut handling costs.

Good reasons, I can now sleep at nights since window envelopes now make a little more sense.

Even if there aren’t several bill collection centers, it means you don’t have to pay someone to match the envelope to the document.

If the envelope was covered with advertising, it may have been: a) provided at no charge to the company by the advertiser; b) written off as a tax-deductible advertising expense, rather than categorized as operations expense; c) actually, I really can’t think of a c, and I’m pretty tired of the whole ‘hi Opal’ thing, but I don’t want to go back and edit this (admittedly poorly structured) sentence. So just forget about c, OK? Not that there couldn’t be another alternative, BTW.

Is it Friday yet?

I also want to remind you of the whole economy of scale issue. They may save half a cent on these envelopes, and that works out to $6,000 a year per 100,000 customers.

Well, I certainly feel more secure now. Thanks.

David, I think you better go back to work.
Just kidding. :wink:

I think the others have covered you OP very well.

Enjoy your’e retirement, I’ve also just (sorta) retired.

Good Luck to You

Jake