That’s what I was going to say- there was the early part (1990-1995ish) and the latter half (1995-1999). The early part was mostly distinguished from the 1980s by the end of the Cold War, and the subsequent chaos involved with that. But technologically, socially and in pretty much all other ways, it was very much like the 1980s had been.
For me, the various phases rather conveniently coincided more or less with transitions in schooling; high school ended for me in spring 1991, and college ended in 1996. There was some overlap, but for the most part, I tend to think of the 1990s as breaking into 2 phases- college and after-college.
The latter half was defined more by the rise of home computers and the public/commercial use of the World Wide Web. Prior to about 1995, plenty of people had computers, but they were either for students / businesses to do number crunching, programming, or word processing , or they were game machines. There just wasn’t much else to do. So unless you needed one for work, or you were a student, or you were a gamer, you didn’t necessarily have or need one. The internet was around (although not the WWW), but was almost completely an academic network.
That all changed with the rise of the Web in about 1993 or so. Suddenly everyone wanted a PC to go online and send emails, chat and view web sites (probably mostly to download porn, if truth be told). So they took off starting about that point- that’s when Dell got big, and several other manufacturers as well. As an associated phenomenon, the economy flared up very hot, and times were good- jobs were plentiful, people had money, etc… until about 2001 or so, when the internet bubble popped.
Politically, it all seemed to really change with the rise of the Web, as it allowed for the nutters to seek each other out and interact easily, and for minor things to become amplified and disseminated much faster. I mean, people didn’t like Reagan or Carter, but there wasn’t the same absurd level of partisanship that you started seeing in Clinton’s administration.
Probably in a day-to-day sense, there are three things that stand out to me when comparing nowadays to back then. First, there weren’t smartphones, or even cellphones in common use back then. So you kind of had to plan ahead, and there wasn’t the latter day flash-mob style behavior of texting around 30 minutes before a bunch of people decide to meet at a bar. It was more like you’d start talking to someone earlier in the day, and phoning around, and getting the plan set hours ahead of time. Or in the era of email, but not ubiquitous cell phones, you’d start emailing your friends after lunch about where you were going to get together after work for happy hour. And you’d stick to it until most everyone got there.
The second thing that strikes me as interesting is that credit cards weren’t as universally accepted. I remember having to go get cash with my ATM card or cashing a check. If I planned to go buy any retail stuff, I had to remember to take the checkbook or enough cash with me. Nowadays, i just have my credit card and my debit card, and I’m set to buy damn near anything I can afford, nearly anywhere. I actually heard of a cash-only restaurant near me and thought “What a pain in the ass.” when in fact that wasn’t uncommon back then for fast-casual local places.
The third is even more lame, but the repeal of the 55 mph speed limit law in 1995 meant that you could actually get places a lot faster. Prior to that, the law of the land was 55 mph on all highways, and a lot of people stuck to it like glue.
Gas prices weren’t much lower then than they are now, and I think that adjusted for inflation, they might actually be cheaper right now (march 2016) than they were in about 1997-1998 when I recall $0.87/gal prices.