That is an excellent summary although I’d say “under-qualified” rather than “unqualified.”
With the non-trivial addition that even originally competent pilots can become waay too rusty in environments where automation use is almost always required and also where complacency can creep in after years of trouble-free ops. This is a legitimately tough problem we’re all wrestling with.
As to the scandal …
As discussed in the dedicated PIA 3803 thread, those Pakistani guys did NOT cover themselves with glory. Rather the opposite. And neither did the guys who crashed two perfectly flyable MAXes in Indonesia and Ethiopia. Nor the Air France A330 nor the Asiana 777 nor …
But at the same time it appears pretty clear that the headline about Pakistani fake pilot licenses you quoted has been pretty thoroughly debunked. Yes, the CAA official really said what the article reported he said.
But, like many a Trumply pronouncement, any connection between what the official said and fact-based truth is pure luck. The sizzle of scandal sells far better than the steak of headline seeking lazy bureaucrats jumping to conclusions.