I have a rather immediate need for a few grand (home repairs). I have two potential sources:
- Cash in some of a portfolio of municipal bond funds currently worth about $30,000
- Cash in some US treasury bonds that have not yet reahced maturity. Current redemption value is about $8800, the total face amount being $10,000. These are 30-year bonds.
Much as I’d rather not do either, that’s not a likely option unless cash rains down from the sky. Which move is likely to lose me the least, in regard to the future earnings potential of these assets I currently have?