jshore:
OK. Let’s put party politics aside for a second.
Health Insurance
Health insurance is not a right. It is a business. If you sign up with a health insurance company, statistically speaking, they have an amazingly good idea of what you are going to cost them through your time as insured. They set the premiums accordingly, and make a profit. Once you are insured, their strongest desire is to keep you healthy, and paying premiums.
On your own you are not likely to seek health care if you are particularly healthy, but will if you are not. That is why if you work or belong to group health care policy, the premiums tend to be lower than if you seek it on your own. They insure everybody in that group, and assign premiums based on the demographics of the group, not the individual. Everybody benefits, and the insurance company makes money.
Health care on the other hand, may be a right, I dunno, it doesn’t say so in the Bill of Rights to my knowledge. Everybody has it. You will be treated in a hospital regardless of your ability to pay. That is law. Medicare and Medicaid will provide you with preventative care.
You are foolish to argue against private insurance based on paperwork. Making claims on Medicare and Medicaid is much more work intensive. Sometimes the Government changes the law and decides not to pay, after the fact. One of the best nursing home chains in the country, by the name of Genesis Health Ventures has gone bankrupt because of this. The whole industry is in trouble. The government’s actions in this sector have directly and disastrously effected the standard of care received by indigent retirees in nursing homes. And you think more socialization is a good thing?
Capitalism and Government
Every entitlement that everybody receives in this country has to be paid for. That comes from tax dollars. Taxes are paid for by people and companies who are out earning money. The more succesful they are, the higher are the tax-receipts for which to pay for things.
It follows logically that is in the best interests of Everybody to encourage success. Big business employs people, insures them, makes them self-sufficient, and provides tax-dollars to promote worthy programs. Big businesses are good. Successful people also pay taxes, and produce goods and services that are useful. When they spend their money, they contribute to the gainful employment and self-sufficiency of others, and the cycle grows. When money is spent on an entitlement, no matter how necessary, or worthy, it does not contribute to that cycle. The concept that wealth and spending creates more wealth and spending is called “inflation.(different from the bad kind.”)
That being said, overrall, Business and spending is good for the economy and those in it as a whole, and entitlements are bad.
But, it is not that simple. Productivity is good for everybody. It is in the best interests of the whole that everybody be encouraged to be productive and gain wealth, and that everybody have the opportunity to do so. There is also a moral imperative to provide for those who cannot be productive, for whatever reason. Also, Capitalism has the potential for abuse; monopoly, price fixing, labor abuse, etc. can all occur.
Therefore, it is necessary that we maintain a certain level of entitlements, and Government controls upon industry. These things are necessary evils, and they must be paid out of the system, for the good of the system.
It is also necessary that some people be wealthy, and that poverty should be difficult and unpleasant. It should not be comfortable. These two things encourage people to strive to become productive a. to avoid the unpleasantness of poverty, and b. to achieve the privileges of wealth.
Keeping these things; the incentive for wealth and productivity, necessary entitlements, and government controls in balance is a tricky thing.
Picture society as a wagon pulled by a horse. If the wagon is empty, the horse can move very fast, but it serves no useful purpose. If the wagon is overloaded the horse cannot pull it, and no useful purpose is filled. The road is also not level. Sometimes it is easier to pull the wagon, then others. While loading the wagon, it is therefore important to be efficient and conscious of the weight. Now in our example, the further the horse pulls the wagon, the bigger its muscles grow and the more weight it can pull.
It should be apparent that there is an optimum weighting that needs to be put on the wagon in order to get travel with the greatest benefit of wieght and speed. It is stupid to overburden the wagon when the going is relatively easy, because once you hit a hill you may proceed on momentum for a lttile bit, but the weight will bring you to a stop and even send you backwards.
Now, as a whole, Republicans beleive there is too much on the wagon. Democrats beleive there is too little. Some Republicans think it would be nice to untie the wagon and let the horse run. They are stupid. Some democrats beleive that the horse should ride on the wagon. They are stupid.
The fact remains that the horse can only pull what the horse can pull. Government cannot give us anything that doesn’t have to be pulled by the horse, slowing us down.
It is in everyone’s best interests that the wagon is packed efficiently so that the horse will always be able to pull those things we need.
Business, wealth, and productivity are good things. They are the horse.