Interest is one of those varying sums that makes your head hurt thinking about. But basically think of it this way: If you get a four year loan, 48 equal payments, the first payment will go (approximately) 99.8% toward interest and only a tiny amount toward principle. Each payment after that the amount going to interest decreases (slightly) and the amount going to the principle increases, again slightly. Even with just a four year car loan after the first year you’ll have only paid off a couple hundred dollars of principle.
In other words you’re paying nearly pure interest for the first few years, so if you make double payments, and make sure to specify that the extra payment is applied directly to the principle, as others have said you will pay off the loan much, much quicker than half the time. Also resist the temptation to use any ‘payment vacation’ coupons the bank may send you (they like to send them at Xmas time) as not only do skipped payments get added to the final payment amount, but you accrue extra interest on the unpaid principle during the months you skip. I had a five-year car loan, payments were $236/month, I skipped two payments early in the loan, and my final payment wound up being over $1000!