Really? If someone you know and trust told you they believed there was an envelope with $10 million at a certain McDonalds in New Zealand (and let’s say they tell you it’s being held specifically for you), you’d go down there?
I wouldn’t. I’d ask my trusted friend if they were feeling all right. Then I’d ask them for their sources. Then I’d see if I could independently confirm them.
If I couldn’t, then I’d conclude that my friend’s belief was false. I wouldn’t go down to Wellington without independent corroboration.
And that’s for money that I know exists somewhere. A God is far more implausible to me.
At any rate, though, my point with the card originally wasn’t a cost-benefit point. My point was that my disbelief in a card at each McDonald’s, Hardee’s and Steakback Outhouse in the land is not a separate disbelief for each eatery, nor is it a single disbelief that covers all cards with my names in all restaurants (because then I’d need to have a disbelief in all glittery baseballs in chimneys, in all glow-in-the-dark ostriches in all canyons, and so forth). It’s a generalized lack of belief in anything for which I lack evidence. One single disbelief covers all that.
Your question was whether I have multiple disbeliefs, one for each god. Nope: my disbeliefs in all gods is only one small part of my lack of belief in that for which I lack evidence.
Daniel