A couple of days ago I got offered the worst credit card I have ever seen. It was a mastercard gold card with a $49/yr anual fee, something like 23% apr and NO grace period. Worse yet if they raised my credit limit they would charge another $49. Also the over the line credit charge was $35 and there were many many other fees.
I think they slip those into the usual rain of offers just to see if you’re paying attention.
Either that or you just got out of prison. 
I don’t get it. These people must be complete idiots. I have really good credit yet I keep getting offers for crappy gold cards with 21% interest
I get both kinds of cards, really crappy and decent. What I mean by decent is no anual fee,1 month grace, and something back (i.e. cash, ski vouchers). I pay off the CC each month in full so i don’t care about the apr