GuanoLad, are you saying that you have a Health Savings Account (HSA) through your employer?
Nope, it’s independent health cover. I’ve never had any insurance connected with my employer. Not sure if that’s very common here in Australia
But doesn’t Australia have universal health care? Is it generally inadequate?
I haven’t looked into it too deeply, but if you mean Medicare, it is just a slight support to help with your bills. It is never 100% cover; you’re lucky if it’s 25%.
You sound like my wife.
As far as not being able to read, does anyone care to dispute that this guy didn’t quit a job with benefits? Come on now, its right there in the first post. I know it was a ways up there, but surely you remember?
Sure, the “cum rag boss” went out of business. I’m sure he did it strictly to inconievience the OPer. I’m sure he is tickled pink about his loses. Boy, he really showed that guy! Quit workin’ for me and I’ll go Bankrupt! (I’m gonna use it again, here it comes!) :rolleyes:
But none of that matters. Dude quit a job with benefits for one without. The day he walked out of “cum rag’s” establishment, he should be prepared to *accept personal responsibility *for his situation. How the hell is someone you used to work for, but you quit, somehow responsible for your future trouble? Grow the fuck up.
Thats all.
You did notice that the “cum rag’s” group insurance has been retroactively canceled?
IOW, even the poor schlubs who stayed in their job with benefits are in the same boat as the OP’s husband. Which makes your position that the OP’s husband was an idiot to leave that job with benefits seem a bit weak.
We did. We paid for the health insurance ourselves. I don’t know how to say it more clearly.
The idiot we used to work for is responsible for our future trouble because a bunch of other idiots decided that, sometimes, something *I pay for entirely myself is not my own. * If Primary Idiot had managed not to go out of business, Secondary Idiotic Effect would not have kicked me in the balls. Therefore, main beef is with Primary Idiot.
If you don’t think before you decide that everyone worse off than yourself is lazy, then you have the smarts of an enema.
I just wanted to say I sympathize. We have been through several job layoffs and changes ourselves and dealt with COBRA and buying our own insurance too, and it really is horribly complicated and stress-inducing. Now I am increasing my hours at work so we can get insurance through my company and get off my husband’s crappy plan, and so he can leave his job by the end of the year. It really does suck to have to make job / career choices based so heavily on health insurance.
FWIW, we bought short-term policies with Assurant
http://www.assuranthealth.com/corp/ah/
I don’t know how they differ state to state, but we used them with good outcome. (Disclaimer - We never made a ‘major’ claim. We only saw normal Dr. visits and such during that time.)
Another one to try is Humana:
We bought policies that covered normal preventive visits (one per year, I think, with well visits for the kids) and then high-deductable plans that had pretty low monthly fees. We really only wanted them to keep us from going broke should something happen. Both of these companies have pretty good reputations, I think. I spoke to customer reps with them and they seemed able to explain things to me quite well.
[sarcasm] I am sure once the next president gets in office, all our health insurance issues will be quickly solved, so no need to worry very long![/sarcasm]
Thanks, Velma!
Saw the ads for Assurant here, but was gunshy after being burned by a couple other shady deals who bought tv time. Nice to have a personal recommendation. Will check them and Humana out.
Update: Thanks to Antinor01’s suggestion, we’ve been able to purchase group coverage for our small business through Kaiser Permanente. On paper, the plan looks better than any other coverage we’ve had before. And, we’re covering both of us for less than it cost to cover just the husband under COBRA. YAY!
I’m still voting Obama, though 
Congratulations, Pullet!
That’s great news, Pullet!
Hey, that’s terrific news!