ACA/Obamacare is repealed tomorrow. What happens to you?

I don’t think anything changes in my state, Massachusetts. We have Romney Care in place already.

No changes to me personally as I already pay for insurance un-subsidized. If a repeal leads to higher insurance costs I’ll eventually be unable to afordable it. If Romney Care/Obama Care remain unchanged I’ll probably be priced out regardless, though at a slower rate.

Pay out of pocket, just like I’m already doing because the ACA policy does not consider my family’s needs as a component of “health,” apparently.

This would be mental health care ($800/mo), vision care (I guess if I stuck a staple in my eye it would be covered under the health plan but corrective lenses are not), and dental (separate policy, not great coverage there either).

So if I did not HAVE to pay for it…I wouldn’t.

If the Pubbies said, “Okay, there is no such thing as health insurance, no more health insurance, let’s see what the market decides,” that would be one thing, but of course they won’t, because that would be screwing the corporations.

In fairness, the Demmies wouldn’t do it either.

But either party would just come up with something else I have to pay for. The only thing I would be happy about would be universal health care. Probably not gonna happen. Well, I think it will happen some day, just not in the foreseeable future.

I’d be just fine.

Right now I have a good plan provided through my employer, so I’ll be ok for now.

Both of my grandchildren are adopted and so they are covered on medicaid. My daughter is very concerned about how things might change for them. The uncertainty alone is causing her family a lot of stress.

I have five months before I can enroll in Medicare, so I’d try to hang on until then.

My daughter was uninsurable before ACA, so when it disappears, so will her insurance.

My daughter works for a doctor. Three of his patients only have insurance because of ACA. He would probably be happy to work out an arrangement with them, but that won’t take care of the lab tests, prescriptions, other specialists, etc. My daughter won’t say much about the patients, except that one of them is being treated for cancer, says he will go bankrupt without insurance, and says he would rather die then ruin his wife financially.

I guess nothing further since I live in a red state that rejected the Medicaid expansion. I have health insurance through my job, but if I were to lose my job and thus my coverage, I’d be in deep shit even without a repeal because no income means you’re supposed to go on Medicaid per Obamacare, but since I can’t do that here I’d not be eligible for it and not eligible for a subsidy on the marketplace either. The Pubbies in Congress and the Supreme Court already fucked me up in that regard.

Now probably Social Security and Medicare will be gutted by Paul Ryan, The Dumpster, and other fiends well before I retire. I’ve always fallen into a donut hole and probably always will.

Buying my own insurance is not an option. I’ve had two different kinds of cancer.

It won’t have any effect on me soon, because I get my taxpayer-subsidized healthcare in the form of my local military hospital and TriCare (one of the perks of military service). Now, whenever I get out of the military, this year, next year, twenty years from now, whenever, who knows what the landscape will look like for me? I was covered by my parents’ insurance until I enlisted, so I have no experience with having to get my own health insurance.

I don’t think it would have any affect on me. I am retired and receiving my health insurance through my retirement plan. I am also on social security and receiving Medicare, parts A and D, through SS. I think I am going to be OK until the GOP decides that they should, for our benefit, of course, privatize (or something) Medicare. Not only would that cut about 1/3rd of my monthly income out, but a pretty large part of my medical insurance, also.

I’m not worried right now, but who knows what those (if this were the pit, I’d call them idiots, but it isn’t so I can’t) GOP congress persons representing us might actually do.

Bob

My wife and I have been nurturing a small business for the past five years while I work a day job at a small non-profit. We’ve been on marketplace insurance since day 1. This past year, my wife took a part-time job, which boosted our income up to the point where our premiums were unaffordable in the marketplace. So I convinced my employer (of which I’m the sole employee) to provide me coverage this year-- but I’m sharing the cost (now paying slightly more than we did last year monthly). I had hoped to quit my job this year and put more time into our business. That’s pretty much out the window with the ACA in the air as it is.

Republicans are really sticking it, it seems, to a lot of small business people and people hoping to be small business people. Just give us universal coverage already and we can all pay our higher taxes like normal human beings living in an advanced country.

Right away: nothing. With luck my previous plan (closed when the ACA passed) will come available again. At the worse I may end up with something a bit worse.

Won’t affect me – I have complete VA coverage and could use Medicare if I wanted to. But I feel sorry for the millions who aren’t as lucky. I hope they rise up and storm Washington.

I’d probably go uninsured. I can’t afford the policy I have without the subsidy, and the policies I CAN afford are basically worthless HDHPs.

I don’t know, but I’m worried I’m not going to be around to vote in the 2020 Presidential election. I don’t know, I may be. My health insurance isn’t part of ACA, actually. But once ACA goes, I can’t say what will disappear next.

It’s a clever trick, getting constituents who would oppose you to die without having to send in the stormtroopers. I’m starting to understand how Reaganism has stayed so politically viable for so long.

But would you still qualify under the pre-Obamacare qualifications? Unless California found the money to replace the Medicaid expansion funding, Medi-Cal would be pretty seriously affected by repeal.

Depending on where you are and how it’s phrased, the greatest coverage might be rejected. Back when I went to Grad School in the US, the medical coverage abroad I got from my government was rejected because it didn’t include a list of medical conditions covered and not covered; it said “does not cover procedures considered elective under Seguridad Social regulations”. I know what that means, they wanted a multipage laundry list like those found in US insurance policies. So, I had to buy US coverage. Make sure you have a laundry list.

I’d be screwed. I simply couldn’t afford a decent plan on my own anymore. Possible loss of the ACA scares me.

Hard to say. Like most of the experts predicted, my rates went up dramatically after Obamacare was enacted because I’m self-employed and not eligible for a subsidy. I pay a shit load more than I used to for a policy that is at least two notches down from what I had prior. I’ve had to get lesser coverage just to keep the annual increases about on par with what they was before. It’s unclear, though, if my rates would go down. I certainly wouldn’t bet on it…

Won’t affect us at all. Between my employer, my wife’s, and my kids’, we have numerous options to choose from. Ditto for parents and friends. I didn’t realize it until this thread, but I actually don’t know anyone* who uses the ACA.

*as far as I’m aware.

Less paperwork at tax time (my CPA has to fill out additional paperwork every year explaining why I don’t have an ACA-type policy/coverage, and please don’t fine me $10K or whatever the penalty is).

I don’t even know how ACA works or how you sign up for it, to be honest; my previous university job was adjuncting hell (where they gave me juuuuust enough hours on paper to keep me under the threshold for pesky things such as participating in that university’s excellent health insurance, pension plan, benefits, etc – even though I had 3x as much workload for 1/3 the pay of the full time faculty). The ACA was passed after I had left that position for one that does have health coverage (NHS).

My mother, who was completely, 100% covered by excellent health insurance through her retirement plan from a hospital, was adamantly against the ACA, even when I pointed out to her that people such as myself without any insurance would greatly benefit from it, as in, not suffering or dying from ailments readily treated and cured if you had insurance, &c.

I still have lingering physical effects from an untreated injury because the cost of treatment would have ruined me financially.

Dude, thats pretty direct. And super sucky:(
Does your Naval service entitle him to care as a dependent, if his issues are serious enough?