I do not have a college degree. I started college right out of high school, but truthfully I had no clue what I wanted to do with my life. I was working full time, and by full time I mean 70+ hours a week, while taking 12-16 credit hours a semester. The stress was very high. Then, my father went into business for himself, and being the good son, and fed up with college and my current job, I quit both and went into business with him. I saw it as an opportunity to mend some issues that we had personally, and I have never regretted that decision. It accomplished exactly what I hoped it would accomplish. Eventually, business did not work out as we had hoped, and we both returned to being employed by others.
He went to work as a vehicle damage appraiser, and I eventually wound up as an insurance adjuster, which is a field typically filled with college grads. But I found several companies who were willing to hire me without a degree. I continued in that field for more than 6 years, until I discovered that I really wasn’t that good at it. I then switched to a completely different field and wound up making more money than I ever did as an insurance adjuster. But the lack of a college degree really hasn’t slowed me down that much.
What it HAS done (and this is the surprising part to me) is made me the target of many snobbish college grads who think that you cannot be considered a success in life without a degree. I have known a number of people, including a couple of ex-girlfriends, who delighted in pointing out their academic accomplishments, and who would look down on the uneducated cretins, including me, in a very condescending fashion, all the while insisting that was not, in fact, what they were doing. There have been others as well (who appear to be well-meaning) who like to say such things as, “But you are capable of so much more!!” Some of these people have the same job title that I have.
Still, that being said, I have seriously thought of going back to school. But the only way I would do it is if I went all out and pursued a career field with a SUBSTANTIALLY higher salary than my current salary. Anything less, and it is not worth it. I am not going to go into considerable debt just so that I can make 5k more a year than I currently make, and pay off the school debt over the next 20 years. But of course the biggest problem is the time investment. If I go all out, I would be looking at a degree that would take 7 years if I went full time. With a full time job, I cannot manage that. So it would end up taking 15 years realistically. That is not something I relish.
In the end, I am perfectly happy with my life the way it is now. I love my current job. It is the best job I have ever had. I make enough to take care of myself. I enjoy my life. I have little debt. I can’t imagine if I never get a degree that one day when I am old I will look back on my life with regret.