Post # 369 has your user name, the date 11/14/09 and a time of 10:55 PM on it. Even if it turns out that someone else used your account to post that, it is hardly “transparent misdirection” on my part to believe that you posted on that date, at that time.
If not, then you have pretty much negated the whole reason for a UHC.
No it doesn’t. Now shut the fuck up, you miserable anal leakage.
It depends on the size of the company. A small business may actually pay higher rates then they would as individuals. A lot of that is because the business is not subject to medical underwriting where the individual is.
It don’t know about all states, but it would depend on if the group qualified as a ‘group’ under state law. Some areas do offer association policies, these are normally groups of small businesses. For example in California the requirement is that there are at 1000 covered persons, that the association NOT exist for the sole purpose of having insurance and that the only requirement to be in the association is that your business is of the same type as the others. (such as a bunch of salon owners, lawyers or some such)
To some degree you’re right, but the overall risk is spread among all policyholders. There is a degree of variation in the premiums charged to different groups or individuals, but the base rate is determined by the overall pool of insureds.
Christ you are a fecking moron. You just agreed with me, you festering yob.
So your argument is that I’m right, just not as much as the quotes I provided suggested that I was?
So you’re in favor of tort reform then? Welcome!
no, i am still not in favor - the costs to victims of medical malpractice of these “reforms” is far greater than the 35 dollars we will be saving.
also, i never claimed that medical malpractice didn’t cause any defensive medicine. i merely suggested that it was no where near the 10% claimed. the “just not as much” part was the crux of my disagreement.
Since my husband and I previously have always worked for companies that employ thousands, 200 employees seems rather small. As for coordinating the buying of policies, that wouldn’t be done - one or two plans can be offered and the small companies can decide if they want to be part of the group getting these policies at large group rates. The same way that insurance companies approach most large companies now.
This is not a response to what I said, so I can only assume that you don’t understand insurance any better than the average person does.
Recent cite? That is illegal under federal law for group policies.
I highly doubt that you have ever seen your whole policy, unless you have an individual policy, which wouldn’t apply here.
And you “missed” the fact that it is federal law that pre-ex is covered under group policies. It has zero to do with the size of the company buying the policy, tho it probably has everything to do with the price of premiums these days.
Unless your state requires that you do so, you aren’t.
As if those things have anything to do with each other. All you are doing is revealing your desire to live in a socialist society, where no one is allowed to have more than anyone else, no matter how hard they work for it.
Socialism is also essentially punishing those who have more, which is what you are trying to do.
That is an idiotic response. I paid income tax for the 35 years I worked, and now I am still paying income tax, (as well as sales tax, property tax, gas tax, car tax, etc) while those on government aid are not paying income tax on what they are getting.
You just agreed with me about the difference between SSDI and government aid.
It is also hardly destitute. It is also the least a person can end up with after Chapter 7, and it doesn’t factor in whether or not they have a job.
The last I heard, the government is going pay for the UHC by taxing those who make $300,000 and up (which is unrealistic - I’m sure they will soon tax the middle class as well to pay for this thing), so those who will be taxed will not be those who will benefit from it. As much as you want to pretend that you are being taxed to pay SSDI for others, you aren’t. Your SS taxes will be made available to you when you qualify, just as it is with everyone else. The only reason the actual money taken from your paycheck goes straight to someone else’s benefit check is because the government has borrowed from and mishandled social security almost from the beginning.
You are actually unaware that the link you post here goes straight to post #369 that you wrote?
Yup! You don’t think it’s fair that healthy people subsidize sick ones, and I agree with you.
sigh. we’re just going to dance around and around, and i don’t think there’s any point to do that anymore. so… i am done with this thread
if you feel that’s me capitulating, feel free to think whatever you like. like i said - i don’t care.
Are you actually aware the time stamps are unreliable, and sometimes not the same for everyone? Here is what I see. I posted that at 1:55AM on Sunday morning. You neglected to account for the time difference. Next time, just use the post #.
That is the exact opposite of what I believe. I was making a point to Mr. Smashy, and once again, it flew right over your head. Please, do not respond to any more of my posts. I wouldn’t want to be responsible if you burst an aneurysm trying to comprehend Socratic reason.
Lesson one: never believe government cost estimates. Reality usually comes out far worse.
To quote the Senate Joint Economic Committee report:
- In 1965, as Congress considered legislation to establish a national Medicare program, the House Ways and Means Committee estimated that the hospital insurance portion of the program, Part A, would cost about $9 billion annually by 1990.v Actual Part A spending in 1990 was $67 billion. The actuary who provided the original cost estimates acknowledged in 1994 that, even after conservatively discounting for the unexpectedly high inflation rates of the early ‘70s and other factors, “the actual [Part A] experience was 165% higher than the estimate.”
Medicare (entire program). In 1967, the House Ways and Means Committee predicted that the new Medicare program, launched the previous year, would cost about $12 billion in 1990. Actual Medicare spending, in constant dollars, in 1990 was $110 billion—off by nearly a factor of 10.
Medicaid DSH program. In 1987, Congress estimated that Medicaid’s disproportionate share hospital (DSH) payments—which states use to provide relief to hospitals that serve especially large numbers of Medicaid and uninsured patients—would cost less than $1 billion in 1992. The actual cost that year was a staggering $17 billion.*
And it goes on and on… the Medicare Home Health care benefit, the Catastrophic Coverage benefit, etc., all way under-estimated the costs.
And by “victims”, I’m assuming that you’re a big fan of the lottery-style tort system we have for making people whole after malpractice? And ambulance-chasers drumming up trumped up claims to get big settlements, to which they keep half?
Do you not see how random and unfair the current system is? I thought you lefties were big on fairness?
You a trial lawyer by any chance? Or a Democratic fundraiser?
I’m not. If I learned anything from Cheney/Rove, it’s that fairness is for chumps. Losing an election has consequences.
Hey dipshit, we lefties are also supposed to be pussies while you righties are big tough guys. So what’s with all the pathetic whining? Be a man and take it already.
-Joe
Luci,
I actually had to do a vanity search on my name to find the post about you wanting cites for something so easily googleable but here ya go:
- Affordable Health Plans
www.eHealthInsurance.com No Email Address Required. Compare the Lowest Cost Plans Instantly! - Low Cost Healthcare
www.siemens.com/answers Siemens Answers for US Healthcare: Expertise to lower healthcare costs - Low Cost Health Care
Low-Cost-Health-Insurance-Plans.org Get Low Cost Health Care Online - Blue Cross, Aenta, Humana & More.
Search Results
- Find Low Cost Health Care - The Office of Minority Health
Feb 12, 2009 … Finding Low-Cost Health Care 101. If you find yourself without health insurance or are unable to afford medical services, the following list …
minorityhealth.hhs.gov › Content Index › Health Topics - Cached - HRSA - Find a Health Center - Search Page
… Accessibility | Free Acrobat Reader | Health Professions | Healthcare Systems | HIV/AIDS | Maternal and Child Health | Primary Health Care | Rural Health.
findahealthcenter.hrsa.gov/ - Cached - Similar - Affordable health insurance - individual family and self-employed
What can you do to provide low-cost protection for your family’s health? … You’ll also find information on the quality of health care in individual states …
www.healthinsurance.org/ - Cached - Similar - HRSA - Find Help: Free & Low-Cost Health Care
Hill-Burton Free & Reduced Cost Care at hospitals, nursing homes and other … a specific amount of free or below cost health care to people unable to pay. …
www.hrsa.gov/help/default.htm - Cached - Similar - Programs that offer free or low cost health care - RxAssist
Programs That Offer Free or Low Cost Health Care. Community health centers. Community health centers that are regulated by the federal government exist in …
RxAssist - Patient Assistance Programs - Cached - Similar - HRSA Information Center
The Health Resources and Services Administration Information Center distributes free HRSA publications on primary healthcare, HIV/AIDS, maternal and child …
www.ask.hrsa.gov/ - Cached - MDCH - Help Finding Health Care
This site has links to other web pages with information and phone numbers for places with low cost or free health care, or help with health insurance. …
www.michigan.gov/healthcarehelp - Cached - Similar - Low Cost Health Insurance
Find low cost health insurance at eHealthInsurnace. We will help you find affordable medical insurance plans.
www.ehealthinsurance.com/low-cost-health-insurance - Cached - Affordable Health Insurance - How To Buy Private Health Insurance
Before you rush out looking for an affordable health insurance plan arm yourself with the facts about private health insurance and get the best low cost …
medicalhealthinsurancetoday.com/ -
I really don’t have the patience to fix the links as they should be, I figure you have the wherewithal to type some of those in and get some rate quotes yourself.
You’re dealing with the Curlinator here. She can’t be bargained with. She can’t be reasoned with. She doesn’t feel pity or remorse. And she absolutely WILL NOT STOP, until everyone gives up and the thread is dead.
I hope this moment of rare triumph will not be deflated when I advise I have no idea what you’re talking about. When dealing with a victim of early onset Budweiser’s, its always best to include reminders.
Secondly, what is this “vanity search” of which you speak? This is not the way of my people…
#1, I’m hardly a righty
#2, Who’s whining? Just trying to get people to have an honest conversation about all the upsides and downsides, not just reacting to anecdotal sob stories about someone who doesn’t have healthcare
#3, Dipshit, eh? A piece of advice for you: shush, adults talking here