About a month ago, we had lightning hit a tree next to our house. It took out about $600 of electronics and office equipment. Just replaced the last item yesterday.
About three weeks ago, we found a leak in the water supply to our refrigerator. We’re about 1/3 of the way through drywall repair, floor replacement, and cabinet repairs. Kitchen is basically useless for 5 to 6 weeks. Estimates are about $20K.
That has happened to me twice in my life. I no longer connect a water supply to my refrigerator. The miniscule number of times I use ice is totally not worth the risk of a leak.
Also, since it’s happened to me twice, this thread has convinced me that it would inevitably happen a third time.