Every single person who acquires a firearm at some point considers this question. But its ubiquity has more to do with popular culture than an understanding of the actual risks.
First, to answer the OP’s question, in which there is a buglary at night while the family is present:
-get kid into master bedroom & barricade door with floor to knob bar.
-wife calls 911 & activate panic button on alarm
-.45 comes out.
-intruder is warned that we are armed and police are on their way.
-break out hearing protection for everyone. (gunshots are loud)
-let police clear the house.
-if intruder breaks down bedroom door, shoot him till he falls down / runs away / stops
Some points to consider: “clearing” a dwelling is incredibly dangerous, and double so alone. Even armed. By making the intruder come to you, you are in a much superior tactical position. Not to mention that you have prepared a much more solid legal foundation for your subsequent defense.
Now to reality. The vast majority of burglaries occur while the occupants are at home / school, during the day. Any halfway competent thief will ring the doorbell first to see if anyone’s at home, and be ready with a half-assed excuse if the door is answered. (I’m lost - where’s the bus stop etc.)
If you’re not home, there’s nothing you can do except trust you alarm system and/or your dog. If you are home, answer the door in an assertive manner in a way that the door cannot be forced open: use an intercom, talk through the door, or from a second floor window. Don’t rely on those little chains, storm screen doors, and especially don’t open the door.
If you see / hear an actual break-in while at home during the day, then things get a lot more complicated. Especially if there a kids at home too. At night, everyone is usually in a known location, bedrooms are close together, and usually far away from routes of ingress; doors can be locked and time bought to get organised and wait for the police. All that goes to pot during the day. Your kid(s) are in different rooms than you, you are far from them, far from your safe room, far from your gun, and you have way less time to react. It’s a real clusterfuck.
Because there is such a wide range of scenarios, it’s much harder to have a definite contingency plan. But here are a few of my guiding principles:
-dial 911 right away, but don’t stand there just talking to them. You have more important things to do. The operator may be able to piece some things together, but will in all likelyhood call out police, fire, EMS, the municiple bylaws officer, and the town dog-catcher, and the US cavalry if available.
-rescuing/saving kids comes before anything else, even you own personal safety, but how to do this is often unclear. If they are young and conveniently nearby, grab’em and run like hell for your saferoom or out of the house, whichever path is not blocked by an intruder. Grab whatever weapon of convenience you can get where you are at the time: kitchen knife, tools, sports equipment, bottle of chilipowder, etc.
-the nightmare scenario is the one where violent attacker(s) are between you and your small children. Here, personal beliefs, abilities, available weapons, etc vary so much, that I can’t even make suggestions, except to say that this is something to think about BEFORE this happens. Hopefully this never happens. Hopefully the intruders will just want stuff and not bother the kids. Hopefully they can be distracted (all my DVDs are over there - you can get $10 for everyone at the used book store) Hopefully the police get there in time. This can be a situation where you have to risk or lose your life to protect your kids. In my case, I think I would try to fight my way to my guns, then come back to get my kid. That’s because I know I’m not good at hand to hand, but I’m a pretty good shot at indoor distances. I know I can make a brain-stem shot (playing-card sized target) at 10 feet. If the bad guys chase me, so much the better, they’re not going after the kid.
What-if scenarios like this are useful tools, because they help us plan for situations in which there will be no time to think a lot. They help us think clearly about difficult situations with grave moral implications. But after we take them out and play with them, we have to remember to keep them in perspective. We can’t let the fear of the worst case scenario we dream up affect how we react to all situations:
-most likely, we will not be home if someone comes to rob our home.
-most home robbers, as illustrated by the anecdotes above, will take off like a scalded cat if they just see someone. They’re scared too.
-the stranger in your house may not be a robber with bad intentions: it could be one of your kid’s friends, someone in need of medical help, or a neighbor just too drunk to realize this isn’t their own house, or even a passer-by who saw your roof is on fire and is coming to save you.
trupa.
40, married, father of 1 trusquirt.