I’m sitting in one of those mandatory work meetings where someone comes to talk about insurance options. Vision and dental are an obvious one for me, but then there are all these other options:
-Long term disability insurance
-Medical bridge benefits
-Critical care benefits
I typically sign up for none of these, since my intuition is that they’re a massive scam–but I also know that I’m sometimes pathologically skeptical. Certainly the salesperson who comes to talk with us isn’t a reliable judge of what I need–she’ll tell me I need them all, no doubt–but where can I look for unbiased information?
What do you get, and what do you recommend?