To try and answer some of your questions.
He is 20. He gave her all the money. He was not “in on it”. He is just very naive. She told him the checks were from her grand father. They were both for $500. She told him one was for Christmas and the other her birthday which is in January.
He was stupid and he knows it. A hard and expensive lesson. I tried to teach him to keep his bank information secure and not to trust anyone when it cames to his money or his possessions but he is just one of those kids that has to touch the hot stove himself to realize it really is hot.
We had to go back to the police station yesterday so they could ask him a couple more questions and had him amend his statement. They wanted to clarify whether she wrote the checks in front of him which he said no they were already filled out except for the Pay to the Order line and she wrote his name in. They have copies of the checks as my son got copies at the bank and he gave them to the police.
The bank believes him and the police believe him. The girl has a sheet a mile long and has done this sort of thing before. They are hot on her tail. She has the same address listed on all the court public access searches that I did but the police claim she is not at the address.
The checks were from a closed account. The account was not from her grandfather and no one that my son knew. They told us the guy was 21 years old so we can only assume she did the same thing to him that she did to my son. They also asked him about several other peoples names, street names and showed him a picture of someone but he did not know any of the people and did not know were the street was.
I don’t think a lawyer is necessary at this point but I know a good criminal lawyer if he needs it.
We gave the bank the report number yesterday. I know he is going to have to pay back that money. I am still shocked they let two personal checks clear that fast. They put the checks in on Saturday and he said they told him he had to wait one business day. The money was in his account Tuesday and by Thursday he was in the red.
Between those two days he had not seen her but he was still texting messages back and forth. The “what checks?” was a text and he has not talked or texted her since then. The police told him not to be in contact with her and that if she does call or send him a text not to let them know the police are after her.
I told him I think he should file in civil court but that costs $90 that he does not have. As soon as he catches up I will help him get the info and file.
Is hard for me to believe this girl of 18 has so many counts against her and all for fraud, theft and identity theft. Each one are right after another so I am sure once the $1000 runs out she will do it the same thing to someone else if she hasn’t all ready. It is sad really but we want the bitch caught and so do the police. She was in jail at one point but they let her out in October because of over crowding and she is on probation. So at this point two different counties and three cities are after her. It just comes down to which one grabs her first.
I will have him ask that on Monday. I know my credit union holds any check of $500 or over for ten business days. A one day turn around seems awfully short to me. When he took out the money he actually took out $1300. $1000 he gave her and the $300 was part of his paycheck which got deposited that same day.
He also has to contact work and have them stop his direct deposit. He wants to pay the bank back but he can’t afford for them to take his whole check and his rent needs to get paid out of his next check. He needs to get with the bank and create a payment plan. We tried yesterday but there was only one assistant manager there and he was busy on the phone. We waited for over 20 minutes but it did not seem like he was going to get off anytime soon so he called later to give them the report number. What a mess. 
