Can earned interest be negotiated with banks?

In My Humble Opinion
1

If I’m earning, say 1.5% (a guess) on my savings, could I tell my bank that I’ve found a competitor that will give me 3.25%? Would they be willing to go up in the interest rate to match other competitors, or are bank interest rates at a set amount for everyone?

2

I find that most everything with a bank can be negotiated if you’re a sufficiently large depositor. If you’re Joe Blow checking account then I’d be very doubtful such a tactic would work.

3

If you were willing to switch banks I know INGdirect whioch is an online bank offer 3% and there are others that offer even higher rates.

I also know ING offeres a $25.00 bonus to anyone who opens an account with a referral code. The person who gives out the code also gets some money. I belive it is $10.00

Yes I have an ING account and I find the speed to transfer funds in and out is not bad.

4

I use INGdirect too. 3% and no complaints here.

5

Another vote for Ing, 3% and going up every few months or so. It was a pleasent switch from US Bank at .25%, plus I got a $50 sign on bonus.

6

.25%? Oh my…