Aesthetically, I prefer display text, because a lot of links can chop up a post. But I agree overall with you (so I should probably do it that way myself :p) because of wanting to know where the link goes. Especially so for Tapatalk on my phone, where you can’t see the URL unless you go to reply to that post with a quote so you can read it there. Pain in the ass.
Thank You For All The Advice
I Will Start Working On The Thread 
Senegoid and others thank you for posting all of the technical detail. VERY helpful!!
Cafe Society, right?
^^^ this. Everyone should have a text editor. Preferably something more powerful than freaking Notepad, but something at least, and know when to use it instead of a word processor.
TextEdit is not a text editor (despite its misleading name); it’s a bad hybrid that constitutes a 2nd-rate word processor combined with a text-editor that still gets in your way with word-processor functionalities. Savvy Mac users tend to use TextWrangler or BBEdit.
I wonder what browser and OS you’re using. I don’t have (or at least couldn’t find) that feature in either the quick reply box or onthe advanced reply page. I’m using IE11 on Win 7PC or 8.1RT.
I see it in Chrome, but not in IE. Then again, the WSYIWYG option is in IE, but not Chrome.
Tapatalk will offer to save a discarded new thread as a draft. The next time you try to start a new thread it will offer to restore the draft, except for the subject line. Caution - if you select no, the draft will be deleted.
I’m not sure I’d trust this method for something that took a lot of time and effort to compose. But it has come in handy since after iOS6 they iPad no longer does multitasking (meaning you often lose your app state if you switch to another task and then switch back).
Do you have multitasking gestures turned on?
This iOS 6 video illustrates it. It’s the same in the current version.
I don’t use Tapatalk, so maybe it’s at fault.
The more I learn about iOS the more I think I"d run a Macintosh System 6 emulator and use it for everything but connection to web sites.
Just don’t use Safari. I use iCab Mobile on my iPad for its myriad settings, among which are Adblock filters, auto page magnification (with nothing cut off) and desktop-browser spoofs so Tapatalk isn’t needed and Tapatalk-ad JavaScript popups don’t happen.
I do have that turned on but don’t use the four-finger method for app switching. I double-click the home button and switch that way. I’ll try four-finger swiping and see if it makes a diff.