In the state of Maryland, there are moving violations that can earn you points that do not require you to even have a drivers license. IIRC (no cite) riding your bike on the sidewalk is such a violation, and you can be assesed 1 point for it. Likely other moving violations commited on a bicycle would have the same result. Do these points accumulate even if one does not have a license? If one, hypotheticaly, racks up too many points this way can you be forbidden from obtaining a license later?
Not sure in Maryland.
When I lived in North Carolina, my State Farm agent told me about a guy who actually had 4 points on his license and a negative car insurance (CLUE) credit report, all at the age of 15. Apparently he’d ticked off the cops in town by unlawful operation of his mountain bike on public streets… running red lights, stop signs, that kind of thing.