The two things I don’t know, which you would usually know in a case like this, are the original loan amount and the length of time over which the loan is supposed to be paid off.

As of right now, the current balance is 6069.24

The monthly payments are 281.11

Out of the latest payment, $19.46 of that was interest, the rest principal.

The APR is 3.4%.

And what I’m trying to figure out is how much more interest I will pay over the life of the loan. (To figure out how worth it it would be to pay this thing off immediately.)

I can find out the missing information tomorrow, so nbd, but I was curious to see if there’s a way to calculate it out without that information. Is there sufficient information here?

I think not because that balance and monthly payment amount are compatible with any conceivable loan term, given the right starting balance when the loan was originally made. But I can’t quite see whether nailing down the interest rate somehow zeroes in on a particular loan term given the other info.

Well… that’s what I’ve got.