I’m used to this-not because I’m a deadbeat, but because I’ve inherited the phone number of a deadbeat. 8 years ago, when I got this number, the phone calls came in hot and heavy, and when I explained that I was not she, and knew not her whereabouts, etc., they were understanding and apologetic for bothering me. That’s OK-they were courteous, and were doing a job I wouldn’t want.
After the first year or so, no more calls-maybe an occasional department store-someone else she had scammed-I began feeling sorry for all of these schlubs who were out their dough.
This afternoon, I find a message from Sphincter Slurp & Swallow, LLP, instructing me (her) to call a toll-free number regarding the aforementioned deadbeat. Sigh Feed the kitties, feed the parrot, get a beer-OK, let’s call these folks and let them know that they’ve been scammed.
Mr. Sac’s extension is dialed, and after I start to speak he interrupts me and demands to know “my” reference number.
Well back up the truck, Chuck-it isn’t my goddam number, because I don’t owe you spit!
After several more attempts at an intelligent exchange of information, Mr. Sac kept talking when I would attempt to speak, and was still in full voice when I hung up. Don’t yell at me over someone else’s debt. I was trying to be nice. :rolleyes:
Keep a log of all calls (if you can, record them - they may not be admissible, but they sure help the memory) If you can record them is a way that IS admissable, go for it.
Demand a name and address to which to mail them. If they refuse, see a lawyer.
Once you have an address, send them (certified, signature required) notice that you are NOT Ms. Deadbeat, and you demand they stop harassing you.
Send a letter to the company- or an email, if possible. The address may be hard to obtain since the collector keeps talking over you, but the next time he pauses just say, “FDCPA” and wait for him to stop, he should immediately.
If he has stopped, get his name first and last, ask if its an AKA, because they can use AKA’s then request an address. Or ask for his supervisor, they will be more compliant than the collector (sometimes).
If he returns to his rant, just say you will be contacting their states Attorney General and Better business bureau. They have to respond. By all means record them.
