Oh geez, where to begin?
First of all, most of the fish named above can not go in a cold aquarium. If you want a variety of colorful fish, You really need to invest in a heater. It’s really not that expensive, I recommend the “Stealth” I think about $30 would get one to heat your aquarium nicely.
Second, do not consider Clown Loaches for a 55. I have some in my 100 gallon, and I feel constantly guilty that I can’t afford to provide them with more room right now. They can get up to 12" if properly cared for.
So the rest of my recommendations will assume you get the heater - without it you’re pretty much limited to goldfish, (3 goldfish at most in a 55!) or a few silver-grey varieties. Oh, and never mix goldfish with other types. Goldfish put off a huge amount of ammonia, and they have a really goopy slime coat which chokes other species gills.
OK, so you know you want color and variety. You need to think in terms of school size and strata. You’ve got a 55 gallon, so a good general rule of thumb is 1" of fish per 2 gallons of water. Remember that measurement begins with the adult size of the fish. Done properly, your tank will look a bit bare at first.
Pick a bottom feeder, a middle, and a top feeder. (Since you like CLs, maybe take a look at Botia Striata. Zebra Loach (Botia striata) — Loaches Online same color scheme and personality, smaller adult size.) Otherwise I’d stick with cyprinids. Harlequin rasbora go really well with loaches, but you’d need at least 10 for them to be comfortable, and 15 is better.
On the other hand, if you’re looking for a ton of movement and variety, you can’t go wrong with buying good guppies. I don’t mean the barely raised ones at the pet store, but cruise Aquabid and liveaquaria for the really good ones.
Also think about lifespan. Loaches live a long time - it’s a huge commitment. Guppies and rainbows, a year or so; so if you change your mind, you don’t have to wait as long.
Consider shrimp. Don’t mix them with loaches or bottom feeders, but you can’t beat cherry shrimp for color and interest.
Also keep in mind that you can add color with decorations and plants.
Check out the fish compatibility charts here: http://www.badmanstropicalfish.com/fish_chart.html and go chat at the forum there. Those folks are extremely helpful and mostly quite knowledgeable. Tell them TruCelt sent you and they’ll give you the secret handshake. 
Lastly, for a 55 you need a python. Like this: http://www.fosterandsmithaquatics.com/product/prod_display.cfm?pcatid=3910&ref=4032&subref=AA&mkwid=S23tiFX5i|pcrid|4166653206&cmpid=PPC--G--4032 You’ll never maintain a proper routine (30-50% water chnage weekly. Yes, really.) schlepping water in buckets.