If I pushed everything to the max, and borrowed from every family member on both sides, I could probably scrape up $100 k. That’s about it.
$20 k would be no problem, we’ve got that in our equity line of credit.
I could get the 200k, but not the 20.
What?
I think I have about 20K if I add up all my credit cards. No chance at 200K, though.
Tough one to answer - I finally chose that I could get both, but the 200k would definitely require borrowing/finagling. 20k on the other hand would not be a big deal at all, but I can’t image what would happen to make me spend that - for almost any scenario I can’t think of I’d probably pass rather than spend it.
$20K easy. $200K probably in 30 days; I could get most of that fairly easily but would probably have to dip into retirement savings for the full amount.
Twenty thousand, yes. I have that much.
Two hundred thousand would be quite a stretch but I might be able to do it with extensive borrowing and selling off a lot of stuff. (I don’t own a house so that’s out.)
Is it possible to change an answer? I said I could raise neither but on reconsideration, I could probably raise the $20K with a mortgage but not the $200K. But I’d have to sell my condo, if I could, and then die homeless but what the hell.
20k = savings + sell stocks/bonds + cash out 401k + credit cards
Yeah, I could do it, but it wouldn’t be pretty. 
200k, hell no.
How hard is it to rob a bank?
Not anymore. I used up all my financial sources recently and if I came back to them, they’d not be happy with me.
Luckily I just got a new job, and can pay them all back. After that, maybe I could get $20k from them sometime in the future, should I need to.
I answered “yes to both” but it would entail doing things like selling my house (which would leave me houseless on 30 days notice) or cashing out retirement savings at severe penalties, neither of which would be very palatable, so it’d better truly be for a real emergency.
Like putting it all on a 10-to-1 long shot at the Belmont Stakes that I just KNOW is coming in. Yeah…
Mmm. Not that hard to roll over a branch bank if you just hit the tellers, but that won’t get you much, less than $10,000 probably, and that’s multiple tellers. Most of these robbers get less than $3,000. Very hard to get into the big safe where the real money is, and branch banks really don’t have that much on-hand anyway. Nearly impossible to get to the really big safe in a big downtown bank where they have a million or more. I used to get money from one of those safes to refill the indoor lobby ATM’s, and it took three people with three different codes to open the thing, plus me carrying the cash with two armed guards and a second teller. Forget about the distribution center where palates of cash were delivered from the Fed every week. It was a big bank.
I could borrow both from family, I think. My parents have $20,000. I have some wealthy extended family who could give me $200,000. But it would have to be imminent life or death for me to ever ask such a thing.
Dur. Pallets. I wish spell check worked with context.
Yes, but only by hitting up relatives, which I would only do in a life-or-death sort of emergency. 20k wouldn’t be too hard for my parents and future-in-laws to spare, and even 200k would be possible if I asked extended family.
$20,000 would be easy; I have more than that in my savings account. $200,000 might be doable (I don’t think I could raise more than half of that on my own, but if it was a truly dire emergency, I could probably borrow the balance from my parents).
As long as the Apple stock price stays above $200/share, yes, I could get either amount. Paying the taxes to get that amount liquidated would piss me right off though.
Fixed.
I’ve got the $20,000 covered in savings but would lose a month’s interest if I took it out in just 30 days.
No way I can get $200,000 from my current assets though. I don’t count potential loans from friends/family as :
a) I doubt my family has that much in hand (would require selling land etc which would probably take longer than 30 days), and
b) to do so would just make my emergency their emergency too.
Both. I have $20,000+ in my savings account. Between that and other accounts I have pretty close $200,000 and could borrow the rest from family.