I said yes to $20,000 and no to $200K but I was forgetting about the house. I could take out a loan against the equity we have in this house. But I wouldn’t want to.
I’m broke now. Penny pinching broke. I HATE IT. But that being said, if something awful were to happen, yeah, I could get it. I don’t have health insurance and I could totally use medical care, but I’m a grown up and that’s my problem.
If I just wanted it, for, say, a down payment on a house in Colorado, my dad would roflcopter me to shame. I donno. He’s floated me cash before and it’s not really a big deal. I guess because I’m an adult and I don’t depend on him for things, it works in my favor.
He’s actually offered money for things he thinks is a good idea (“hey come live with me” or “hey I have this idea…” or “Hey, let’s go to Alaska next week!”) but I prefer to do my own thing.
Emergency, yes. I’ll never be hungry or homeless.
Things I may actually want to do with my life (like the time he wouldn’t help pay college tuition OR fill out FAFSA for my freshman year): hahaha no.
Access to cash with caveat (oh hey, I’ll buy you a house if you come live here…): unfortunately.
This is why I have $800 Christian Louboutins and up the $$ in bills right now.
edit: sorry for double post - I didn’t realize it went through the first time.
I could get $20,000 and I could *probably *get the $200,000, but doing that would mean crossing some lines that I’d really rather not cross. Nothing illegal or anything like that, though.
I could probably do $20,000 but I’d need to borrow heavily from my family and possibly the bank. I don’t know about $200,000. If my life depended on it, my parents would most likely find some way to come up with the money.
$20K I could do right now. $200K would take a little bit of work, but should be doable.
I could get (the local equivalent of) $20k from my parents, assuming it was enough of an emergency. I know they have more than that in immediately liquid assets. $200k would be a stretch, though; I’d have to sell my flat, which in this market wouldn’t be a sure thing in 30 days.
Not going there, but I have empty credit cards to cover the $20k, no chance of $200K though
I have more than $20,000 in my savings account, so that would be easy. If it was a life and death matter, I could probably come up with $200,000. But I would need help from friends and family.
Yeah, I could do it on credit cards. $20k is, what, about £12,500. The credit limit on my two Barclaycards adds up to over £20,000.
I couldn’t personally get hold of 10 times that amount, but I suspect if it was a real emergency my in-laws would be able to get me out of trouble.
I could do $20K, but it would hurt, a lot. I’d need to cash in my 401K, and use nearly all of the money we had.
$200K, no way. I suppose I could ask my dad, who does have the money, and if it was a life or death situation, he’d give it to me, but I wouldn’t ask for anything less than that. I’d rather go on the dole, to be honest.
Yes I could get any sum up to tens of millions of dollars, so long as the numbers come out 2, 13, 14, 26, 27 and the Powerball is 27.
20K, no problem.
200K in 30 days? Well, the first 100K wouldn’t be a problem. If my life depended on it I could turn to relatives for the rest (I have a few relatives who literally would not miss the money). This would be an absolute last resort though. If I had 60 days I might be able to get it on my own.
I honestly don’t even think I could get $2000! I don’t have family with money, no credit cards, nothing worth selling for more than a few hundred dollars including my car. I think if it was really big emergency my brother might be able to help me, but I’m not even sure about that.
I voted for the second option, but could probably scrape $200,000 if it was a true life-or-death (as in, more important than, say, simply losing my house) situation.
I can’t fathom what the hell kind of emergency would necessitate me paying 2/3 of my yearly income at one time, much less one requiring more than six and a half times what I make annually. If it were life and death, I’d die.
Like I said in the other thread, it would depend on the emergency. Ransom demand for my daughter, life-saving operation in a country where my travel insurance declined to cover the costs (‘acts of God’)? I could definitely get $200k - my mother would sell her house. For $20k I know other friends would step in to help me as well.
But those are really unusual life-or-death emergencies where there’d be no fault attached to me (plus there’s a chance of getting all or some of it back). I can’t think of any emergencies I’d suffer that would cost that much and not be that severe.
Yes to both.
As noted in the other thread, $20,000 I could do out of money on hand.
For $200,000, I’d need to either liquidate some long-term investments, or dip into my line of credit.
$20k would be painful but doable with a bit of finagling. I haven’t the foggiest what would happen if I needed $200k.
Someone in the other thread suggested the ability to earn $1,000 per turned trick. Let’s see:
Step 1) Turn approximately 7 tricks a day for 30 days
Step 2) “…and boy are my arms, etc., tired!”
Step 3) $200,000 profit!
20k would be doable enough, probably in a hour or so. We’re pretty dedicated planners though so I can’t say I’ve ever felt the need to try before.
200k is again doable, although it would take a little bit of effort. Our money stays working for us so it’s not like liquidity is at the forefront of the markets and vehicles we distribute it to.