It occurs to me that out there somewhere is a lawyer who will discover the golden egg of fighting for the “little guy” vs. credit card companies and advertise said service on billboards and the backs of telephone books. That person will become very, very rich.
And the little guy will receive a settlement check for $1.73.
Switch to Costco. They accept American Express.
Oh, but can you imagine the puntive damages any jury would love to sock on if it went to trial? Makes me smile just thinking about it.