What Philster said. What are you talking about? Are you saying that being involved in a courtr case that has not been decided re judgements etc., is something that credit rating companies use to calculate your credit score?
I have to admit, that if that’s the case, I find that a little disturbing.
This was Experian. I understand that it only shows up that there was a court case in which she was involved. No financial data is listed (which makes sense, since financial data was not the basis of the lawsuit. Permanent custody was.) I don’t believe the credit report lists specifically what the court case was about, just that there is one. She otherwise has no liens, bankruptcies, or any other judgements against her. (And, well, this judgement wasn’t against her, either. Just a mult-thousand dollar waste of time approaching harassment by her ex. But that’s for the pit… )
I spent some time studying the behavior of the FICO people with regards to different credit scoring algorithims.
A judgement against you seemed to hurt your score.
I never once saw this kind of lawsuit show up.
If I were her, I’d be very interested in her FICO score before and after this incident showed up. As an academic data point, if nothing else, it’d be revealing.
Well, I’m not sure at this point how she can find out what her FICO score was before the case showed up.
I have to talk to her and see what it actually says in regards to the case. But in no part in the process was there any judgement against her. It was the bastard - er, my very lovely nephew’s father - that appealed the case after he lost it initially.