Does Bank of America cash Fed. Gov. checks with no acct.?

Factual Questions
1

I have no account there, so, if they do cash Federal checks, what is the limit on the amount they will cash?

2

Why don’t you ask them?

3

Most banks will only cash checks for customers.

Why not just use the check to open an account?

4

As a part of the Federal Reserve system, I believe they are obligated to cash Federal checks regardless. (I am open to having my ignorance fought on this point, however).

5

BofA would not cash my step daughter’s income tax return check even though her mother and I have an account. We were able to deposit the check in our account then make a withdrawl for the amount of the check.

6

Hmm, good point. I didn’t know they had an inquiry page. I guess I SHALL ask them.

7

This is what they wrote back:

8

It’s up to the specific bank’s policy. I’ve worked for several banks (never BoA); where one allowed you to cash government checks without an account, another did not.
Just call your local BoA branch and they’ll tell you.