So my eBay fees are due and I transfer enough money from my E-Trade brokerage account into my E-Trade checking account which I link to PayPal, and then transfer the money over to PayPal to cover the auction fees. What does PayPal do? Instead of debiting my PayPal account for the fees, they try to take it from my E-Trade checking, even though the money is sitting in PayPal, causing a $25 overdraft fee at E-Trade. Assholes. Then they send me an email saying, “Your money transfer request was refused by your bank, we will try again in three days”. MY money transfer request? Assholes. Try again in three days? Fuck no you won’t. The money is sitting right fucking there in the Paypal account, you fucking morons. About to call them. Is it any wonder these pricks are about the most hated service on the entire internet? Arrgh.
Help educate me… don’t they debit from whatever account you’ve given them to use for automatic debits? How would they know about the E*TRADE account if you didn’t authorize it?
The account was linked so *I *could make transfers. Why on earth they would presume to grab money out of there when there was already money in PayPal to take care of the eBay fees, I can’t fathom. And now, in eBay there is no way to manually make the fee payment, it is listed as “in process”. Fuck them with a rusty hacksaw blade.
That is odd. According the funding sources page in my PayPal account, they are supposed to draw from your PayPal balance first:
They aren’t, really. It’s just that eBay sellers are mostly die hard individualists, many of whom opted out of retail as they hated their customers. They hate anything with rules.
I feel your pain. They are definitely supposed to grab from your Paypal balance first, before grabbing money from anywhere else.
My recent beef is that when you make a payment, and say “pay from credit card”, they popup this window that says, essentially, “PPPPPPPLEASE!!! Won’t you reconsider? It’s way better to pay from your bank account, all the cool kids are doing it, and 'sides, if your bank doesn’t like it there’s always your credit card to fall back on!”. It never simply accepts that yes, in fact, you really wanted to make a credit card payment. And what it doesn’t tell you is that the bank will hit you with an overdraft fee either way.
Well, we have one bill we e-pay using Paypal because the lawn service works that way. And I always pay it using a credit card. And the linked bank account never has more than about 50 bucks in it.
So dumbass me, this month I accidentally clicked the wrong button on the PPPPLEASE window and it hit my bank account, overdrawing it by 200 bucks and hitting me with a 25 dollar fee. My own fault, but Paypal really sets people up to fail by FUCKING ARGUING WITH YOU.
(I have since set up an overdraft line of credit on that account to protect me from my own stupidity in the future. I hope).
Actually, they are. Sellers have been complaining about eBay and Paypal’s asinine policies for quite some time now. I have never worked retail, and never would. I play by the rules, it is *PAYPAL *that is not following their own policies. But thanks for the thoroughly unhelpful post.
And now they inform me that they are going to do it again and there is nothing I can do about it. I guess it’s Craigslist from now on.
Oh, and yeah, DrDeth, it is evidently a really well managed company. The stock has been languishing for the last half a decade. I must be the one with the problem.:rolleyes:
People still use EBay?
People still use E-Trade?
Fewer and fewer, and it looks like I will be counted among them. Morons.
And every single person I talked to today, at PayPal and E-Trade was a filipino. Way to go, US corporations. Offshore all this sensitive customer service to a country that is the world capital of credit card fraud. I wonder how many jobs we could return to the United States if we were to nuke that pissant little hellhole? We should have left them to the tender mercies of the Japanese.
Hate Paypal. Had an absurd situation occur with them because of a new credit card which took forever to resolve all while needing to sign up my kid for something that cold only be done by Paypal. I spent hours trying to resolve this–and failed! It took a few weeks at any rate. PayPoison I call it.
Zero, you bigoted idiot. The jobs would go to India, then wherever the next place with the lowest cost/English speaker ratio is. They’d only come back to America when WE are that place. Welcome to global economics. Like your cheap computer much?
But I’m sure you’re well aware of this, you just felt like bitching about those people.
It’s a small disgruntled minority that’s making a lot of noise. It’s also more than likely you messed something up, rather than Paypals automated system making a mistake just for you and you alone. You likely didn’t time the transaction right.
It’s the PIT, dude. You’re welcome.
Umm, stan? Craigslist is scam city. Sorry dude, taanstafl.
I agree with Stan, PayPal needs to DIAF. Why in the world would anyone feel comfortable giving them information on their checking account, and why do they think anyone would think that is a better way to pay than just using a DEBIT CARD???
I use PayPal only when I have to, and have had to reopen a new account at least twice now because I won’t verify my account or whatever it is that they want that involves way too much personal information. Good thing that Earthlink lets me have a bunch of screen names!
I don’t particularly care for PayPal. Unfortunately an awful lot of what I want on eBay is sold by those who prefer or want PayPal only. So I don’t end up buying a whole lot on eBay these days.
I’ve used PayPal a number of times without incident, albeit always for one-time transactions, but something did give me pause recently: I had to add a new linked checking account, and was presented with two options for verifying the account before I could use it:
a) Wait 2-3 business days for two small (<$1.00) deposits from PayPal to appear in my account, and then verify the amounts that were deposited, or
b) for INSTANT verification, simply type in my online banking login and password!
Wait… what? You want me to give you my checking account number *and *my online credentials? How about my ATM PIN, my mother’s maiden name, SSN, and a spare set of keys to my house?
A cheerful “don’t worry, we’ll keep it safe!” was not enough to convince me, so I waited the 2-3 business days instead. Instant gratification sure is risky these days.
Yes and a lot of them have already gone to India, and the crap service is no better. If they would find folks who could actually speak English WELL in those countries, it might be another matter, but one guy I talked to seemed like he had a mouth full of marbles. Couldn’t make head or tail of what the man was saying. I basically told him I would call back and hope for someone intelligible. It took two more tries before I got one. Pidgin Filipino is NOT English. Overseas call centers need to DIAF also.