- Power lines have circuit breakers of sorts, just like your home. The problem is that when you blow a breaker at home, you just have to go to wherever your breaker box is located and switch it back on. On a power line, that breaker might be several miles down a particular power line branch, so it’s not exactly quick and easy for the power company lineman to get to it to flip it back on. As a result, when power line breakers trip, they have what is called an “automatic recloser” attached to them. You can think of this as a mechanism that automatically switches the breaker back on.
Reclosers are programmable, but they are typically programmed to try turning the power back on a couple of times fairly quickly, then once more after a longer period of time (maybe 30 seconds to a couple of minutes), and then they give up. If they couldn’t keep the power on by then, a lineman has to go out and actually figure out what the problem was.
Reclosers are really good at switching the power back on after the protective devices have detected a fault, especially when the most common faults are from things like lightning or tree branches blowing into power lines and shorting them out.
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The working parts of appliances, like the compressor motor in a fridge or the heating element or motor in an electric dryer, are all pretty rugged, just because they are simple. The most likely thing to be damaged in modern appliances is the microprocessor-controlled circuitry that operates the control panel. If your appliances are older or cheaper and have simple mechanical controls, they are fairly rugged.
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There are surge protector and there are surge protectors. They are definitely not all made equal. The cheapies will have possibly a single metal oxide varistor (MOV). Better ones will have MOVs between each of the three wires (hot, neutral, and safety ground) and may have multiple MOVs on each. The things to look at for a surge protector are the joule rating (the higher the better), the clamping voltage (the lower the better), and the amp rating (the higher the better). Surge protectors don’t protect you from brownouts, only from surges.
A typical cheapie surge protector might be rated at a couple hundred joules. A better one will be over a thousand. A whole house surge protector (the type that requires an electrician to install), if it’s a decent one, should be tens of thousands of joules. To put it in perspective, a typical lightning bolt has a few billion joules of energy in it. No simple surge protector you can buy can protect you from a direct lightning strike. But a lot of stuff isn’t damaged by a direct strike, but instead from surges that travel long distances through the ground or through power wires. By the time the surge reaches your house, it will be significantly attenuated, to the point where even a cheapie surge protector can be quite helpful.
Of course, a surge protector with better ratings will help you more.
It is possible to make a building pretty much lightning-proof, but it requires things like Faraday cages, Ufer grounds, halo grounds, and other stuff that would cost quite a bit more than what the average home-owner could ever hope to afford. You can google those terms if you want the gory details.
- A direct lightning strike can punch holes through metal. Anything else isn’t going to do diddley-squat to your refrigerator’s coolant lines. A surge will completely fry the compressor long before it will damage your coolant lines.
A couple of anecdotes -
I worked in a building many years ago that was hit by lightning. The lightning took out the phone lines, but the only computer equipment that was inside the building that was damaged was the stuff that was on power strips with no surge protection at all. All of the equipment on surge protectors was unharmed. YMMV.
When I was in college, a friend of mine lived in a trailer park. One night, lightning hit the pole right behind his trailer. He happened to have rental insurance, and they paid for everything, but they didn’t want the damaged equipment. So, being electrical engineering students, we thought we could fix his stereo since it was probably just some minor damage to the power supply portion of the circuitry. The outside of the stereo was completely undamaged. We opened up the case, and found that a good chunk of the circuit board inside was just gone - vaporized. As for the remainder of the circuit board, it was charred all over the place, and most of the solder that had once been on the circuit board was now splattered all over the inside of the case. We were absolutely amazed at how much damage the lightning was able to do while not harming the outside of the stereo at all. Needless to say, we didn’t bother trying to fix it.
Lightning is very unpredictable.