After seeing and reading through this topic, I just had to de-lurk, register, and post my story…
I always have extra money withheld from my paychecks for taxes. I know, I know, I’m providing the government with an interest-free loan for the year, but I like the peace of mind that I never have to pay the government at the beginning of the year. So, in April of this year I did my taxes (yes, even though I always get money back on both my state and federal taxes, I procrastinate and wait until April to do my taxes) and happily waited for my federal and state refund checks to come in.
I received my federal check right away as always, but not the state check. I put it out of my mind, not really thinking about it, until the beginning of July when I received one of those official-looking mailings from the state. I assumed that this was my state refund, and eagerly ripped open the envelope (okay, I actually slowly and carefully opened it, as I have an irrational fear of tearing the check inside into little bits and having the bank reject it when I bring in a check consisting of two or more taped-together pieces). What I find instead is a notice that the city of XXXX, Minnesota (name withheld of course) has withheld my state tax refund and applied it to an unspecified bill that I owe. I immediately called the name and number for the city Finance Director (who was listed on the notice), and was told that the city probably withheld my taxes for an unpaid ambulance or hospital bill. I asked him to find out what the exact reason was and call me back. When he did, he informed me that I had an unpaid ambulance bill in the amount of $900 (!!) at the city of XXXXX ambulance service. I told him that I didn’t live in the city of XXXXX (in fact, I live about 350 miles away, and am only in the city occasionally to visit my wife’s grandfather), have never been in an ambulance, and have been to their hospital exactly once, about three years ago, for strep throat during the fourth of July (which explains how my name is even in their hospital/ambulance computer system).
I was given the name and number for someone at the ambulance service, who I called right away. He confirmed that, yes, as John Smith, I did owe this ambulance bill. He confirmed that the John Smith had my exact social security number. He was confused by the fact that his John Smith had a local address, while mine was from 350 miles away. However, the fact that John Smith had my social security number and a $900 ambulance bill was incontravertible evidence to him–this was my bill to pay. Never mind the fact that I have never received the bill, was not in the city of XXXXX on the day the ambulance services were obtained, and have never suffered a stab wound to the chest (this being the reason for the ambulance run). He agreed to look further into it and call me back.
Twenty minutes later the ambulance service rep calls me back. He agrees that this is a case of mistaken identity, and that he can clear it up. I thank him and give him the number for the city Finance Director, asking him to call and clear up the issue with him. The rep agrees and I am satisfied, and wait for my check to arrive.
A few weeks pass, and my check still hasn’t arrived. Confused, I call back the ambulance rep, and suddenly his story has completely changed. No, he can’t confirm my identity, or that the ambulance bill isn’t mine, and that he can’t confirm anything until the city Finance Director say so. I tell him that the city Finance Directory sent me TO THE AMBULANCE COMPANY, and that he was expecting YOU to confirm my identity. Sorry, can’t help you, was the response. Fuming mad, I call the Finance Directory, and get the same story–sorry, can’t confirm that it’s NOT your bill, so we will just assume that it is. It’s now been a month since I received the original notice, and now I’m thinking that my property tax refund, which I should receive any day now, will be applied toward this ambulance bill. A few days later, yep, you guessed it, I receive a notice that my property tax refund is being withheld by this ^&%!@# city. At this point, I figure that by 2003 my state and property tax refunds will have completely paid off this ambulance bill.
I spend about a week doing some research, trying to figure out what to do next. I try to find the phone number for the John Smith who actually ran up the bill, since I have his address. However, reverse lookups on the web turn up nothing (I figure someone who gets stabbed in the chest and stiffs the ambulance/hospital on the bill just may not be credit-worthy enough to have a phone in his own name). The next week I start calling the Finance Director again. For an ENTIRE STRAIGHT WEEK he refuses to return my calls! I even call the receptionist to make sure that he’s actually in the building, and not on vacation or out of the office. I’m calling him directly–he must have literally not answered his phone the entire week. I start doing some more research on the web, and find that by law I have the right to request a hearing on the issue–but I have to make my request with 45 days of the original notice. Guess when the 45 days was up? Yup, during the week that this piece of excrement public official refused to take my phone call. I am now in an absolute rage about this situation. I have essentially been told that I can’t prove that the bill ISN’T mine, and I’ve been treated as if I’m some deadbeat trying to shirk a bill.
My wife calms me down by saying, if they’re claiming that this hospital/ambulance bill is yours, call them up and get the bill. Get the medical reports as well, and when you find the discrepancies in the physical descriptions of the patient (i.e., John Smith has blond hair and blue eyes, while I have dark hair and green eyes) shove it under the bastards’ noses. I mean, it is supposed to be mine, right, and its under my social security number? I call the ambulance service and request the bill and medical reports from the same rep I’ve been dealing with all along. Of course, he remembers me, and tells me that I can have a copy of the bill (how generous, since I’ve already paid $500 dollars of it thanks to my withheld tax refunds) but not the medical records. Why not, I ask, you’ve already charged the bill to me, doesn’t that mean it’s mine and the medical records are as well? Yes, I’m told, but you’re disputing it. We must make sure that any medical information is only given out to the patient it belongs to, and since you claim you aren’t the patient, you can’t have the records. Pretty convenient, I respond–I match close enough to the patient to get stuck with the bill, but not enough to receive the medical records. And I’m being denied one of the pieces of information that could help me prove my identity.
Finally, pissed beyond all belief, I contact a lawyer in the town of XXXX. I find that while he’s not suprised that I’m having trouble with the city ambulance service (apparently, their billing and administrative problems are well known) but he’s basically unwilling to take on the city, especially for such a relatively paltry sum of money. However, he does suggest that I get the police report on the stabbing, which should be a matter of public records. That should give me a physical description of the victim and help my prove my case (plus the fact that I don’t have a jagged knife scar running down my chest).
I also decide to send a letter describing the difficulties I’ve had in resolving this situation. I send this letter to the Finance Director, the ambulance service, the city mayor, and the entire city council. I then call the city police department, and tell them my story. I get bounced around to a few different departments, finally am told that someone will call me back. Lo and behold, who calls me back but the city Finance Director! All of a sudden, he’s got this brilliant idea that I should fax a copy of my driver’s license and they can check that against the police report to confirm that the stabbing victim/ambulance patient is not me. Mind you, this is two months after the original notice, and the Finance Director just know comes to this flash of knowledge? It is also, coincidentally, after I’ve asserted my legal right to the medical and police reports that can confirm my identity, and after I’ve sent a scathing letter describing this slimeball’s laziness and ineptness to his superiors, that I finally get a response? I am almost disappointed when I receive the apologetic phone call to tell me that the situation is resolved, and that I’ll receive my refund soon, since I know this a-hole is only doing this to cover his own sorry ass. He also has the gall to respond to my letter and try and defend himself. He says he didn’t call me back during the week that he ignored all my phone calls because he “didn’t have any new information to tell me.” That’s great, asshole, I know you didnt’ have any new information, especially since you weren’t doing anything to resolve the situation. But, what, you don’t have five minutes to pick up a phone and give me a call back? Is it city policy for its employees to just ignore phone calls from people because they don’t have any “new information”?
Needless to say, I have since written another letter, adding the city and county attorneys plus the state attorney general to the list of recipients, letting them know how this self-serving sack of excrement only did his job when I forced his hand. Still, the issue still feels so unresolved for me–all I got back was the exact amount of my tax refunds that were withheld, but I lost many hours of my time following up on things. I’m not sure what I expect, it just feels like such a letdown. I mean, short of driving six hours to the city of XXXXXX and punching the Finance Director in the mouth, there’s not much I can do. I guess I can chalk it up to a learning experience, as in “Little guys gets steamrollered by the rolling wheels of bureacracy.” Or perhaps having the name “John Smith” (not my real name, of course, but my first and last name are just as common, if not more so!) is just an invitation to bureacratic misfortune–perhaps the lesson is that I should head to the local courthouse and petition to be named Zaphod Beeblebrox?
Hmm…
Trip to local courthouse…10 minutes.
Paperwork to change name…15 minutes.
Filing fee…$30.
Phone bill coming to “Zaphod Beeblebrox”…priceles…
Anyway, thanks for listening, it helped me get some bad feelings out [/rant off].